How much house can I afford?! Wife and I have a combined $650k gross income (including bonus). We have about $100k liquid (just paid off my student loans) for a down payment, which would basically deplete emergency fund etc. $170k left of student loans. NJ area.

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Anyone doing any investing in Charleston, SC

Will be booking some flight tickets and doing some heavy shopping in the next couple of months. Which credit card should I get?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Can I save tax by buying second house if first house is already in my name?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Do your drive your self worth from the amount of money you make?

What’s the best site to put your condo on rent other than Kijiji & MLS?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Im so happy! I just paid off all my debts!

Did anyone get a jumbo loan with less than 20% down?

Moving to NYC soon for an entry level salary in IBD- what taxes can I expect to pay?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Has anyone maxed out their IRA yet?

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

When a company reports bitcoin securities in their SEC filings, do the bitcoin securities get reported with the regular currency interest or is it a separate filing?

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

I used to see people who didn't care about current events or politics as intellectually lazy and irresponsible.

However, I feel burnt out on the constant stream of divisive bickering and toxicity.

It feels like ideas don't matter and pragmatism has become a dirty word for both sides.

For the first time in my life, I don't want to know what's happening in the world and I don't care who wins.

Apathy feels good right now.

Are there actually tax cuts switching from home office in NYC to Hoboken?

Hi, I am currently a Sr. Radiation Therapist experiencing burnout. I am currently looking into other positions within healthcare that does not involve direct patient care. Any suggestions of routes I should take?

Planning on retaking reg in three weeks. Got 62 and weaker on all the main section in Q4 2017. I didn’t do well on the time management and sims. Any suggestions? Is it enough time? Need motivation.

SCORES ARE UP!

Just walked out of FAR test, literally cried after submitting it. SIMS were something I got ripped off by, can say clearly 4 out of 8 sims I kind of missed completely...😭😭😭 don’t know if I can ever get over this

What is the correct path to obtain entry level positions in clinical research. My background is in health sciences and work experience has been 3 years as a clinical lab scientist. I have not been getting a whole lot of interviews, but the Interviews that I have secured went well but still resulted in being ghosted by the employer. Thx any advise and help is appreciated!

How much does a staff circulating nurse with 4yr level 1 trauma experience (multiple specialties but no CVOR though) make in CT? Base pay before differentials

Thoughts on Viibryd? Im on my 4th week and I feel like it’s affecting my cognition. I’m finding it difficult connecting the dots as I carry out my job and it’s getting me worried.

Hi Fishes

Want your opinion. how much base pay can be expected for a senior associate position in Technology Consulting for someone with ~7 years of experience.

Any tips on where to buy cotton that’s not from Xinjiang? It seems like all cotton comes from there ?

Have bad allergies and need to wear 100% cotton.

Whenever I am trying to apply for job from TCS i begin portal it gives an error like
'You cannot Apply against other jobs as you are a Placement Agency Referred candidate '

how can I fix this?


PLEASE HELP 🙏🙏🙏🙏🙏

Is 2 weeks of vaca looked down upon? Haven’t seen anyone on my team do that...

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

Hi Fishes, My interview with cs was scheduled by third party agency. Two rounds of interview was conducted and third party has confirmed that I have been selected for the role. But I haven't received any communication from cs yet. How much does cs take to complete all the processes?

In 2015 different governments in the US collected $5,175,829,952,000 to service 321,230,000 people. That’s over $16,000 per person. Anyone else find this shocking?

I’m a Junior accountant, recent MBA grad in Finance, located in NYC, just got laid off due to a merger. Anybody hiring or know any opening positions?

Where does ZS offer MBA program as part of advanced career programme and how much amount is sponsored by ZS? And after how many months post working with ZS one will be eligible for it ?

Anyone else super bored in quarantine?

Looking for 2bd or 3bd with garage rent of $2,000-$2,200 ready to move in after July in the Orlando,FL area if anyone has any info. Please let me know! Thank you!

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Hi - any good books recommendations for getting started on real estate investing?

Anyone take the WI Real Estate state exam? Any tips on what to study?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Has anyone here used New Western to buy real estate deals?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.