How much saving you have till now i need motivation please
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Hi.. I am having experience around 2 years in Tata Consultancy The package is not close to 4lpa Is there any chance that i can ask for a revised CTC ( or digital package) if yes, to whom should I approach and what is the process Thank you in advance!
Exp 2yr
CTC around 4lpa
Stack Java spring boot, angular js,MySQL.
My job application status says shortlisted in Mindtree Portal after 3 round of technical interviews. The recruiter told me he will send an invite for the HR round (10-15 days back) But i am yet to receive any information from them.
Can someone from #Mindtree help me understand what process they follow for recruitment?
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YOE - 8.5
CCTC - 25L
Portfolio - 1.25cr.
2 storey building in tier -2 city, constructed thru savings only. - 50L
Mutual Funds + Stocks - 20L
PF+ NPS - 10L
Liquid - 30L
Gold + sgb - 10L
Investments in business - 5L
Debt - 0
Been to onsite for couple of years to Europe that maximized my savings.
For MF tracking I use GROW app, but I'll do.any transactionas directly on the respective MF house website. Stocks - ICICI Direct.
I've 8 YOE. Had my Personal Loans settled recently.
I had been deeper in debt for quite a lot of years but now I don't owe any money to nobody.
Zero balance is better than minus balance.
Chief
Debt in credit card and personal are disaster.
YOE : 3.4
FLAT : 80 LAKHS
LOAN : 60 LAKHS
Left to pay : 58 Lakhs
MUTUAL FUNDS : 1.10 L
PF : 2L
NPS : 1L
PPF : 1.65L
SAVINGS : 1L
Bangalore
Yoe: 5
Ctc: 10.6
EPF+PPF+Elss: 5 lakhs
Nothing remains in bank account.
Married in 2021, wife is preparing for govt job, Unable to save anything from past 1 yr since relocated to Bangalore.
Unable to afford even the gas price for car currently
Debt: car loan 10 lakh
PL: 2 lakhs
Recently got an offer of 23 LPA
Hope to clear loans and start pursuing my hobbies again.
YoE 13
Current CTC 32L
I have racked up 90L in total assets. No debt.
Looking to buy land near the mountains. (Ping me if you have leads!!)
45 in MF - I do 50k a month and up it whenever I can once annually.
17 in SB account
13 in Equity
10 in EPF
5 IN NPS
Rising Star
awesome! buying land in mountains could be tricky atleast in HP. you need to have domicile. not sure about J&K, northeast or UK. identify where you want to have it and then find a agent who can help.
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K aam oml.i... Mm free é De.lD édd RR uff. Mm.
Mm u y. De dett:-D
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Chief
Mobile pe royal Enfield chadhaadi kya bhai
Started in Mar 19, at 5.5, currently earning 18.5, savings around 12.5(elss 4.5 + 4 smallcap sip + 4 epf), credit card debt 60k, personal loan 85k.
Yes....for one family emergency I had to take personal loan last year.
Elss + equity ~ 4.3 lakhs
Saving account ~ 80k
PF ~ 90k
House ~ 1.5cr
HL + PL ~ 44lakhs ( Had to take PL due to some family problems )
Not able to save anything right now as all of my salary goes towards paying emis, house expenses, etc. Currently wfh so personal expenses are negligible.
I didn't. My family sold our old home to repay a huge debt my father had and bought a plot on my name around 2 years back for 40lakhs. I just financed the construction with home loan(30lakhs), savings & using all of my salary for a year or so(around 10lakhs).
Java , Micro services aws
Yoe - 5
Cctc -19
Equity ~12.5L
MF ~1.5L
Crypto ~20k
FD - 5L
Bank - 5.5 L
@devoloper 1 Bina kuch karche bhai, as simple as that
YOE 10 CTC 45
Yoe 7
Net worth 30 L all equity
Chief
No emergency fund as FD or in savings account?
45k ✌🏻
YOE - 10
Flat : 16 L (1bhk so)
Equity : 22 L
Account balance : 10.5 L
EPFO balance : 3.9 L
Yeah i took 1l only though. I think i have to recheck the balance
+1
YOE : 8 but my main income start in 2018 as before it was working with collage in the evening shifts
Stocks :- 2.5L
Saving :- 11L
PPF:- 10L
NPS:- 1.8L
FD:-1.5
Crypto :- 5k
Depth:- Car Loan 8L pending
YOE : 8 but my main income start in 2018 as before it was working with collage in the evening shifts
Stocks :- 2.5L
Saving :- 11L
PPF:- 10
PF:- 30K as this is my First company who provide pf.
NPS:- 1.8L
FD:-1.5
Crypto :- 5k
Depth:- Car Loan 8L pending
How did you manage to bag 16.5 after Mtech can you let me know
Started with 11LPA in Jun'21. Got an adhoc increment company wide to adjust market pay. And then got a 28% increment in my 1st appraisal.
Me 11+ YOE
Current CTC : 44.5 LPA
I purchased a house in my hometown in 2016 for 42 Lacs with 18 lacs as DP and rest is on home loan. Paid 15 lacs of home loan as pre-pay till now and within 2 years the home loan would be closed.
I own a land in rudrapur which I bought for 8 lacs when Covid was at its peak and currently valued at 23 lacs.
Purchased a flat last year in Hyderabad and paying 38k for EMI now.
Some savings in FD and NPS and PPF and stocks valued at 15 lacs.
VMware, devsevops, threat intelligence, leadership.
I was with TCS some years back
YOE-11
CTC-35
Saving and Investments -
50L (direct equity+MF)
10L in Saving account (sweeping FD)
50k going to PPF and insurance annually
Flat worth 70L ( 20L loan )
Car worth 20L ( loan 10L)
20L - agricultural land
Sorry ,it's sweep-in .
YOE 8
Salary 25
Stock market: 31
Mutual fund : 32
Car loan : 7 lac pending
PPF: 4
Emergency fund : 5
Plot : 18
31 lakhs in stock market ?
Me YOE: 1 year 3 months
Current CTC: 13lpa
Total saving(RD+PPF+MF): 7 lakhs