How much saving you have till now i need motivation please
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Hi guys,
need opinion
I have received an offer letter from ZS as DAC.
lets suppose they offered X amount
and I was able to negotiate and increase the offer..
now I have mail confirmation from the HR of the new compensation structure that it has been set in backend. however he is saying offer letter cant be changed..so i had to sign the old offer letter while i have mail confirmation for new compensation.
Is this okay ? will there be problem later ?
ZS Associates ZS Associates
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Anyone have any thoughts on Portiviti?
Additional Posts in Offer Negotiations
Hello Guys,
I Got one Offer from Fynd but that is too low for me and as per my expereince
They are giving me 9 LPA bcz I quoted that amount when I applied for it long back. at that time I didnt know more about how salary and all calculated and whats the market research
Now after clearing all the rounds when we meet for salary discussion i told him my real desired salary as per experience and market reseach
He told me that I quoted 9 LPA so we can not do more "unless you have any counter offer"
Larsen & Toubro Infotech Hi everyone,
I have 6 years experience in .net, my current package is 13.5, now am planning to move from current organization. how much can I expect from other organisations. Anyone have any idea?Virtusa Accenture CTS Tata Consultancy Infosys Mindtree Larsen & Toubro Infotech
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YOE - 8.5
CCTC - 25L
Portfolio - 1.25cr.
2 storey building in tier -2 city, constructed thru savings only. - 50L
Mutual Funds + Stocks - 20L
PF+ NPS - 10L
Liquid - 30L
Gold + sgb - 10L
Investments in business - 5L
Debt - 0
Been to onsite for couple of years to Europe that maximized my savings.
For MF tracking I use GROW app, but I'll do.any transactionas directly on the respective MF house website. Stocks - ICICI Direct.
I've 8 YOE. Had my Personal Loans settled recently.
I had been deeper in debt for quite a lot of years but now I don't owe any money to nobody.
Zero balance is better than minus balance.
Chief
Debt in credit card and personal are disaster.
YOE: 6.8
Ctc: 18.53LPA
Purchased a flat of 72L and paid 50% of it. Rest paying through EMI
Shares: 10L
FD: 50k
Serving notice period so I can start with 31LPA ctc to save more in future
Mastercard
YOE : 7
Stocks+MF : 15Lac
Land : Approx. 15lac
Bought gold : 10lac
YOE 7years
Tech stack - Machine Learning and Deep Learning
CTC - 32 LPA
MF( all equity) - 20Lacs
EPF - 8Lacs
PPF - 6Lacs
Flat - 56Lacs
Debt - 30lacs (home loan)
#PoorSavingSkills 😭
#inflation 😂
This is great. How much is your monthly inhand?
Retirement tak epf kitna jama ho jaata hai?
Depends on your fixed pay in an year
6.5 yoe, 5.5 lac in ethereum (crypto currency) other than 1 lac in NPS, and few lacs in PPF.
YOE - 5
Savings/investment - 3L
We shouldn't include house as part of net worth. It is a collateral which needs to be mentioned standalone.
Net worth = (cash + equity + any sought of debt instrument etc) - loan amount
YOE: 5.5 Years
Net Savings: 30 LPA (70% in Equity)
Savings Rate: 40%
.