How much saving you have till now i need motivation please

YOE


HCL Technologies TCSL Microsoft Deloitte Accenture EY Virtusa Amazon Bank of America Cognizant CTS Dell EPAM Systems Flipkart Fiserv, Inc GlobalLogic HCL Technologies IBM JPMorgan Chase KPMG Mindtree Nagarro Oracle PwC Wipro ZS Associates

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YOE - 8.5
CCTC - 25L

Portfolio - 1.25cr.

2 storey building in tier -2 city, constructed thru savings only. - 50L
Mutual Funds + Stocks - 20L
PF+ NPS - 10L
Liquid - 30L
Gold + sgb - 10L
Investments in business - 5L

Debt - 0

Been to onsite for couple of years to Europe that maximized my savings.

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For MF tracking I use GROW app, but I'll do.any transactionas directly on the respective MF house website. Stocks - ICICI Direct.

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I've 8 YOE. Had my Personal Loans settled recently.
I had been deeper in debt for quite a lot of years but now I don't owe any money to nobody.
Zero balance is better than minus balance.

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Debt in credit card and personal are disaster.

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Recent IconRecent

YOE: 6.8
Ctc: 18.53LPA
Purchased a flat of 72L and paid 50% of it. Rest paying through EMI
Shares: 10L
FD: 50k
Serving notice period so I can start with 31LPA ctc to save more in future

Mastercard

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YOE : 7

Stocks+MF : 15Lac
Land : Approx. 15lac
Bought gold : 10lac

YOE 7years
Tech stack - Machine Learning and Deep Learning
CTC - 32 LPA

MF( all equity) - 20Lacs
EPF - 8Lacs
PPF - 6Lacs
Flat - 56Lacs

Debt - 30lacs (home loan)

#PoorSavingSkills 😭
#inflation 😂

This is great. How much is your monthly inhand?

Retirement tak epf kitna jama ho jaata hai?

Depends on your fixed pay in an year

6.5 yoe, 5.5 lac in ethereum (crypto currency) other than 1 lac in NPS, and few lacs in PPF.

YOE - 5

Savings/investment - 3L

We shouldn't include house as part of net worth. It is a collateral which needs to be mentioned standalone.


Net worth = (cash + equity + any sought of debt instrument etc) - loan amount

YOE: 5.5 Years
Net Savings: 30 LPA (70% in Equity)
Savings Rate: 40%

.

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likeuplifting

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Hi Fishes ,

having three offer confused to decide .
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I want to stay in gurgaon.
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He told me that I quoted 9 LPA so we can not do more "unless you have any counter offer"

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