How much savings are decent for an early retirement at 40 ?

I am 32 married, living in a tier 3 city in the parental home since corona. No plans to buy any home.

#Take home is 2 lakhs after tax and deductions.
#1.1 CR in stocks , growing at a rate of 35% a year
# 25 lakhs in mutual funds, growing at 22%
# 12 lakhs PPF
# small plot of 20 lakhs in hometown.

Stopped saving now and spending all of my salary. Is that a right approach or should I continue to save 50-60k a month?

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

Anyone know of any standards, or have any opinions, on naming in-house counsel as a named fiduciary of their company's 401k plan? Pros and cons?

Anyone still holding up those stocks? Chances of regaining the momentum in the near future?

What is your most conviction stock? Mine is $SOFI

Folks who trade more than a couple of times a day, do you have to have your crypto in the exchange during the non-trading times ? I am debating if it’s safe to keep in the exchange or is there a better way perhaps moving from cold storage to exchange every time ? I know the transaction fee is a killer . Thoughts ?

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

I decalred FBP, and the amount got deducted from my salary.
Now I can see I am eligible for some amount under FabP. What is it and when will I get it?
What exactly is the funda of it?
Let say I am eligible for x amount in FBP LTA. And some y of x got deducted in a specific month, now that y portion is showing in FBP tab to upload the bill.

What if in case I have LTA bill which is exceeding x amount itself, do I need to raise reimbursement request every month th with same bill?

How much money have you invested in crypto currently? I’ll start - $5000 currently

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

Hi! What are your experiences with Robo Advisors? Worth it? Or is investing in a few standard ETFs (no day trading) going to yield more return?

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Which credit card do you think is the best for ME consultants?

Any guys out there shave or trim their leg hair? Ladies - thoughts?

Hey

Male here,

Anyone up for weekend catchup and drive ...female preferred ;)

Most creative excuse for popping positive on meth, fetty, and subs when the Judge wants a drug screen. “My boyfriend gave me tacos that must have been laced.” Oh and she blew a .140. So warning - don’t accept tacos unless you see them made.

On the topic of intimacy with partners… I’ve been with my boyfriend for 2 years and the past year his libido has dropped to zero. Mostly due to work stress (he says). Whenever I try to initiate, he always shuts me down and says he’s not in the mood. I even touch him and he gets hard but stops me as soon as I try to unzip him. We went from once a week to maybe once a quarter.

I’ve talked to him about it and he says I should take care of myself. So frustrated. 😭😭

Current salary range for business immigration attorneys in NYC?
(One year of immigration experience. Two years of business immigration experience.)

Can anyone help me with the best certificate courses on ESG reporting. I wish to shift my career to the ESG domain.

Shoulda just sold my stocks to pay my taxes instead of holding and using cash 😂🥲. Same result - except now I have to hold longer

I have an offer from ICICI Bank for Treasury Sales Manager in Mumbai. I have done my MBA in finance from IMI, Delhi and cleared CFA Level 2. What should be the expected CTC given that my current work ex is 1.3 years and my current ctc is 16 LPA? How much hike can I expect?

Hey fishes,
Not able to select future dates in of details in Accenture form 11 what's the solution

I am working for almost 2.5 years in forecasting team in IQVIA as a consultant. 4 years in ZS before that.

Can I have list of all the companies I can apply to from here on? Priority is wlb and decent salary.

Guys anybody from Verizon have received the hike percentage for performing rating. I think this year also they won't adjust the package with market standards. ? Can anyone throw some light on this. For last 2 yrs i am receiving performing and also manager haven't initiated the mts 3 promotion. Please share a way to get a hike than getting only 10 percent

Hi, I had finished my technical and managerial round on May 25th and 26th with PWC. The manager did mention that there would be another in-person round in the PWC Bangalore office. Although the first 2 rounds went well, there has been no further response from HR. Is this a normal delay or should I think I didn't make it. Any thoughts?

What should be the salary for Frontend developer/angular with 2+ years of exp in EY ?

What kind of sectors does Accenture S&C deals into How is customer service and sales strategy team within Accenture s&c

Journalism is the best job in the world but I feel like people are less likely to take my work seriously because I am female. So it's like they automatically think the only things I would be good at writing about are fluffy little human interest stories. I'm just a reporter like everyone else. Is there some way I can tell my supervisor that yes, I do like those stories, but I like being a serious reporter even more?

Can I work at a radio station if I have an accent (not super thick, but still noticeable)? Not necessarily talk radio, more like a DJ (or whatever they call them these days)

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Which is your stock pick this week?
Serious answers only!

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

What are some of your go to resources for investment ideas or advice?

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

Are you going to invest in Navi's Index fund ?

What are some of the investing must-reads that you'd recommend?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Anyone into option selling ?

Is it true that stocks bought and sold are visible in form16?

What credit cards do you hold and which one do you recommend?

I wanted to get your thoughts on the following:
1. Health Insurance for your parents (assuming they are 60+)
2. Term life options for myself (under 30)

I recently went through a medical family emergency and realised how important insurance is. Any suggestions will be appreciated.

Which crypto coins are you putting your money in?

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.