I am buying a luxury condo in Queens, NY in the downtown flushing area for a little over 600K. The HOA is $343 and the taxes are about $500 a month. It’s going to be move in ready by next year. I make about 115 a year and after closing I will probably have 60-80k in cash left and 30-40k in investments. Do you think I made the right choice? Also note I already got pre-approved already by the bank.

Should I do the IPG employee stock plan? Anyone else do this? Don’t even know if it’s a good stock or not

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Anyone have a crypto kitty?

Any Boston based MBA students here? Wondering how much to expect for rent if I want to live in Central Square with one roommate.

Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

How did you learn how to invest? (Stocks, Bonds, wtv) I am a newbie to investing and would love suggestions on helpful resources.

What do you guys think would classify as a good savings amount by the age of 30?

Investing in crypto is fun again :)

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Way oversold in my opinion. EOS is very exciting, hoping for something special over the next three months!

Anyone looking for a workout partner in Houston?

How is everyone doing? And are you currently working while everything is going on?

What resources would you recommend to find a full time nanny in Houston? Any specific websites, services, groups or places that have worked for you in the past?

Which beach to visit?

Does anyone have the 2020 SHRM books for sale or to borrow? My job won’t contribute towards my certification. I’ve already paid for my test. I have the books from 2015 but I’d like to study from the 2020. I tried finding them online to purchase but sellers of affordable books aren’t responding.

This couldn’t be more timely as I’m sitting in the waiting room after just being diagnosed 😆 welcoming tips for adjusting to Adderall!

Do citi pune provide Diwali gifts?

Hi folks,

I am looking for QA Manager positions in Automation space. Have over 10 YOE, ex-PwC, ex-Deloitte. Served as Test Manager in the US for 6 years, have extensive experience in AGILE transformation projects
Appreciate your help!!
Thanks,
Testing Fish

Credit suisse or Barclays? Both offering same amount.

I came across a copywriter position that I’m interested in, but one of the requirements is 8 years of experience. I’m currently just over 5 years. Would it be ok to still apply?

After five years in London I’m thinking of moving back to NYC and consequently looking for boutique firms in the innovation / digital space. Any recommendations?

Hedge fund or VC route?

Looking to hire one or two paralegals in Baton Rouge, La. DM if interested! Firm is primarily civil litigation and PI defense for plants and trucking.

My last therapist keeps coming up in my mind. I left her when I moved to a new area before COVID dug in and frankly it felt like leaving a girlfriend. She also disclosed in the final session that she was a member of AA and knew several of the people I occasionally discussed from the rooms. Her knowledge of the program certainly built trust with me early on, but it has been two years. I discussed it with my current therapist but she’s still in there. Any advice?

Which is good Program Management in JPMC or Accenture?

Hi strategists. Has anyone conducted a scenario planning workshop for their clients? If so do you have any recommended exercises or tools or just advice in general? TIA

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Do you thank your tenants for paying the rent? A quick thank you text?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Any Property Management recs in Seattle area? :(

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.