I am buying a luxury condo in Queens, NY in the downtown flushing area for a little over 600K. The HOA is $343 and the taxes are about $500 a month. It’s going to be move in ready by next year. I make about 115 a year and after closing I will probably have 60-80k in cash left and 30-40k in investments. Do you think I made the right choice? Also note I already got pre-approved already by the bank.

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

What’s a good credit card to get with great intro offer and points valuation? Already have Chase Sapphire. Have an upcoming large expense < 4k. no points guy page link pleass

Does anyone carry a driving iron? If so how do you find it?

Thinking of dropping the $ to buy a Titleist U500 2-iron... 10 handicap and wondering if I'll be able to actually hit it solid. I see my scratch/plus handicap friends hitting bullets with theirs

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

Been looking forward to the stock market to come back to earth for a long time. What should I buy

Got 150k saved up, can I buy anything worthy with this as a down payment at the moment?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Newbie backdoor questions:
I have a traditional 401k with pwc, want to do backdoor

1. Is the process: traditional 401k -> rollover to traditional IRA -> conversion to Roth IRA?

2. In any step of this process, will I incur a tax penalty due to age (I'm in my 20s)?

Any help greatly appreciated!

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Roth vs Traditional 401k, thoughts?

If I invest in Eth today, would it be smart? Or should I wait till it cools down?

What is the best-kept secret among realtors?

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

Curious what your parents think about you working in Accounting? Know it's typical to grow up with Asian parents who always push you to get into the medical industry or engineering

Any advise on role, security, growth for 12+ yrs experience in SAP ABAP in LTI. Which band and how much CTC ( fixed and variable ) can I expect for the same ?
Current CTC : 20 (F) + 2(V)

My offer letter status is "yet to be offered".
It's been more than a month now.
Will I receive offer letter from IBM?

Does anyone know the salary for a private banking operations associate for Morgan Stanley?

Best SPG + Marriott hotels in Beijing?

I rearrange my home office several times a year. Idk why but every 4 months I need to change it up. Anyone else do this?

Switching from commission to salary!

I’m considering a less sales-oriented role that doesn’t pay commission. The new role will have a higher base but lower overall earning potential.

What % haircut should be expected? As an example, if I make 100k (base + commission) today, would it be realistic to ask for 90k (10% cut) + equity to make up the difference?

Looks like the office is in Ascendas, Taramani.

Hi Fishes,
Joined @ Nov, 2021 in Operations at CL 12.2
My total experience is 6yrs (8mon in Accenture)
My current CTC is very low, 4.77lpa. Got 10% for September cycle.
1) when is the annual appraisal cycle, when we will get the hike letter? Approx hike %
2) will we get additional hike for sub-level change from 12.2 -> 12.1?

Anyone have any good diversity training resources?

This is 🗣 #ASpaceToVent
A thread for venting, asking for community support and feedback, or just being witnessed on something that needs to be shared. A space to say what you can't say elsewhere!

What's the purpose of this group?

Got my dream job entry level opportunity, 1 year out of undergrad. 70% pay bump, awesome company, extremely interesting subject matter, the hard work paid off. Im without a doubt accepting, but I am now feeling some tangible / physical anxiety over the likely significant shift in my WLB (and life), putting my two weeks in, working at a company nobody I know has worked at, etc. I start in a month. Anyone felt like this before, or have any advice for how I can adjust my mindset?

Hello guys ,
How much I can expect from Deloitte for senior data analyst position. The client is HSBC.

Current package: 31 fixed
YOE: 8.3

Pls comment.

Just a Lauren in CA looking for her Cameron 🙌🏽

Hello Folks,
I am being considered for the role of BDE at Gartner. I have total 15 years experience with 8 years of quota selling. What is the salary bracket at Gartner for this role.

Any Property Management recs in Seattle area? :(

Has anyone here used New Western to buy real estate deals?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Is it common for HOA to ask you to prove your car registration is up to date?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks