I am on the verge of booking a flat for myself. It a 3 bhk flat, 1156 RERA carpet, possession - June 2025 , location: Mundwa pune.
The cost of the flat is around 1.4 cr.
I am little under confident on below points:
1. Considering my & my spouse's current monthly fetch which is 2.3lkh( after tax), should I buy such expensive flat and take a loan of around 1 cr?
2. It's difficult to find a resale flat these days in a competative price, am I taking a right decision to buy a non ready flat.

How t save tax for 9 lpa salary. Can anybody help me out.

Staying at a Hilton in NC and discovered a massive blood stain on one of the pillows after one night. The stain was clearly there before I arrived, but I did not notice until the next day. How many points?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Would ETH be the next BTC?

Folks, very new to the EE process. Most recent draw cutoff was 75 points but there are still folks with higher scores in the pool. Does that mean candidates are picked based on time in the pool? A CRS100 could be picked over a CRS300 if the CRS100 has been in longer?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Fav intl ETFs?

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

What stocks are you guy guys buying right now in this market?

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

Anyone buying amzn ahead of earnings today?

starting my first FT job and planning on investing 1k each month. any advice on how and where to invest this money?

I have about 50k saved up and was wondering if I should invest in real estate. I’ve noticed that the housing market is dipping in my area - advice?

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Hi Fishes,
I am currently on notice period and looking for a referral in Capgemini for P2P.

Hi, i am currently working as a Head of Digital Marketing in B2B space in Toronto. I am hoping to relocate to US for vetter pay and opportunity, Can i apply for job from Canada itself or now companies are hiring from US only. I can get TN visa.

Any feedback is appreciated, thank you

I am at salary negotiation phase with accenture hiring team. Somebody give me pro tips to fetch more CTC.

What are you looking forward to during the holidays?

How much does a Fresher business analyst gets paid in Mumbai?

PwC US ADVISORY
Line of Service: Advisory
Industry: Management Consulting
Designation: Senior Associate
I have second round of interview tmrw and have few queries as below-
1) I have current offer of 12 CTC from other company so now how much can I ask in pwc? My current experience is 5yrs.
I am on notice period and in present company I got recent hike and my salary is now 9.5ctc.
2) generally how many rounds of interview will be there?

What is the interview process for Front end Developer experienced ?Do they ask DSA too ?

I have a first round interview with my dream job tomorrow. I’ve prepared but I’m so nervous and I don’t wanna ruin my shot. Please advise me on what good questions I can ask? It’s a fast growing Tech company and the role is Senior Accountant. Thank you in advance! 🖤

Hi. I got selected as a consultant in Global business services role (SA&MA) in DI. Can someone throw some light on this practice as what it does? Will the clients be India based or overseas?

Dear Fishes,

Could someone let me know which is better to join IBM or deloitte USI both are offering same package?
Experience: 3.10 years
Role: Automation testing with selenium and Java

Why is it so hard to find a remote HR position? I have my SHRM-SCP, my MBA and over 10 years of experience being an HR Manager.

Does anyone have a rough idea of the salary scale at Buchalter for a third year associate?

How is the manager role of Deloitte India for analytics and cognitive practice? Anybody from this practice who can help me on this decision please. How is wlb, I know mine is going to be client facing and that I would be expected to do more that just project work but does that mean I would have to work on getting projects for practice or how it will be?

Does Deloitte India give 25 k for mobile phone not the USI one but Deloitte India

Anyone moved from consulting to an internal role? How did you find it. I’m fed up of consulting

Happy new year 🎊

I am curious how Onesource Income tax stacks up against it's competition.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hi all,
Will an offer made in paper by one organization get revoked if a counter offer from other organisation is submitted to negotiate a better salary?
Also need an advice on should i submit the counter offer even if i prefer the first organisation only to improve the salary which is less as offered now?
Please share your thoughts. Thanks!

Hey there
Can somebody help me with the avg salary of an analyst (with almost 3 years experience overall) in the Marketing domain? In Hyderabad region.

Thanks in advance for your help.

Welcome to this community.

First of all, Thanks for joining. As you must have already realised, there are so many fishbowls for salaries but I couldn't find any India specific bowl which was the reason for creation of Indian Salaries Fishbowl.

I urge you to invite as many of your connections as possible. Lets make a great community and help each other with transparent salary information.

Hi Fishes

How much minimum CTC one should have to get an in hand salary of 1lakh/month. Post taxation

Big 4 Salaries in India

1. Analyst (0-2 years exp) : 6 LPA
2. Associate consultant (2-4 years exp) : 7.5 LPA
3. Consultant (4-6 years exp) : 9-11 LPA
4. Senior Consultant/Assistant Manager (6-7 years exp) :13 LPA
5. Manager (8-10 years exp) : 16-18 LPA
6. Senior Manager/Associate Director (10-12 years exp) : 24-30 LPA
7. Director (12-15 years exp) : 45-65 LPA
8. Executive Director/Non-Equity Partner (15+ years exp) : 80-100 LPA (lots of variable)
9. Partner: 100+ LPA (lots of variable)