I can afford buy a $3M house. Would you recommend me to buy a $3M house or a $1M house + a $2M house for investment? Location: Bay Area.

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

Do any of you participate in employee stock purchase program? I’m at an IPG firm FWIW.

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Warrants or shares and why?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Is it too late to buy the FAANG stocks? Still feel that Amazon and Google are undervalued.

Bucks County, PA. Depending on size of book can purchase immediately or being a longer term succession plan.

Which style home do you prefer and why?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

Applying for Uk visa from overseas- How do I know if I am eligible for IHS loan ( immigration health surcharge) can someone explain this here? Thanks a lot

How much do you normally on average net when you sell a home? Looking to upgrade due to second kid on the way and I’m curious how much goes to fees, brokers, agents, etc. My current home is worth 325k per Zillow and my mortgage balance is 165k, so about 160k of equity. So if I sold it for what it’s worth at 325k, how much could I expect to net for my next home’s down payment? I see different answers online so anyone with experience would be great. Thanks.

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Does background verification not taken seriously in Mindtree? I’ve seen few people who got in with fake experience certificates without getting noticed.

What are your favorite places for 1st/2nd/3rd/4th/5th dates in the Bay Area? Please share some date ideas other than restaurants :) thanks!

Any tips on apple technical pm interview?

Is there a secondary market for CPA books (outdated) or just throw them away? Thanks.

I am an immediate joiner, please ping me if any open position for business analyst l, product manager open position.

Happy Monday hope some of you are enjoying the day off…😂 I am in need of a budget friendly animation house. $200K range for :30 and :15. Any recommendations? Thanks in advance!

Hi, Required reference in Accenture for Program Service Coordinator post. If anyone can give reference please let me know.

Hello friends,

One of my friend is looking for opportunities in Lucknow location

Anyone who can refer in TCS , HCL or any reputed organization, kindly comment

Skills : ETL developer (MS SSIS, SQL)
Relevant experience 2.6 years

Fri-yay Wordle

Wordle 251 3/6

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🟩🟩🟩🟩🟩

Post the rating you got and hike % for CTS?!

Anyone from Accenture CN here? Need urgent help

Hi Fishes,

I’m looking for opportunities in Instructional Design and Content Creation.
Total YOE 1.7 years
Current level: Analyst
Please guide me for opportunities!

Thanks!

ZS ka phone tut jaye to ZS wale paise lete hai ?

Looking at switching to tech consulting within EY. Can someone break down the big differences between the different areas of practice (eg., Tech transformation, DET, etc..)? Especially information regarding the kind of work and clients.

Confronting colleagues? Yes or no ? On a side note, any book recommendations for handling workplace situations

Good consulting books? Not talking case prep but a fun read about the industry and what it takes to succeed, etc. Thank you!

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Google stock to buy now or after the split?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Have about 5k to invest - should I do FXAIX or FSKAX?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

What do you think are missing from the personal financial management apps such as emma, yolt, cleo