I currently have the CSP and looking for my next credit card. I originally thought about the Amex Plat but I can’t utilize all of the perks and therefore not sure I can justify the annual fee. I have some upcoming travel purchases that would easily get me a SUB but unsure what to get.

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Is there any way to get around the coinbase fee when buying crypto?

Tempted to buy 1 BTC ..

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

Realtor fishes, let's play a game: I share some details of some listings that we have available at my office and you let me know if we should keep them in our portfolio or make room for better properties.

I hate to tell all these folks wearing masks on my flight that they only help to prevent you from infecting others. They do nothing to prevent you from inhaling airborne pathogens.

Project ends soon, looking to switch over to Accenture, Strategy& etc. Anyone have any opportunities? Actually looking to travel for work for a little bit

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Happy Veterans Day to all who have served, to all who are serving and their families. There is no greater sacrifice in that of serving your country. God bless the men and women of the United States military #GodAndCountry.

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

What are the next step after H1B petition approval? Do we have to book visa appointment or company does that on our behalf?

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Has anyone here used New Western to buy real estate deals?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

What do you guys think about Investing in palantir which IPOs tomm?

Any recommendations on trading platforms that allow you to set up automatic recurring investments in ETFs? Was surprised to learn i cant do it with fidelity

Is there a pace up on hirings now , or the freeze is still there , I cannot see much posts on recession since a week so is there any good news on hirings?

How much does a SM for Total Wine & More makes?

Hi all, I have offer from IBM with 21LPA and 1l joining bonus and offer from LNT of 24 LPA with 10 percent variable, please suggest which is better

What is the process to resign from EXL?
There seems to be no option to create a exit request

I can’t find a new job after searching for more than a year at this point. BRUH

Do PEs offer singing bonus or relocation fee?

What kind of consulting did you all do and where if you exited to PE investing roles? Every single head hunter I’ve spoken to says these MM firms want banking experience

How can you gauge whether a LMM pe shop with limited past employees has a good culture or not? I’m interviews with a few but feel like I have no clue if itll be sweaty, chill, etc. What questions can I ask to get insight into this?

Hey all,

What are some PE firms (likely mid-market) that specialise in doing Entertainment deals, especially in gaming hardware, software, solutions that underpin the value chains ?

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

Has schneider electric ghosted anyone after taking all the rounds and document submissions or I am the only one?@schneider electric

What are some good books that helped you with consulting? Looking for some good reads.

The future of the TV industry is not looking too bright, what is the best way to adapt to the rise in popularity of other types of media?

I'm working at a mid tier company as an SE II based out of Toronto, my base is 120k, some stock options and RRSP matching. Is this a good compensation for someone with a masters in Computer science (Canada) and 4+ years of work ex?
What are people working in amazon and Microsoft earning here in Canada? I know the salaries in US are outrageous for these companies.

Confession: The only in-law that I had a great relationship with passed away unexpectedly. The two remaining in-laws were on thin ice with me prior due to years of drama, nagging, and disgusting display of wealth. I believe their demand of money and general assholish behavior drove in law to his death. I love my S.O. but I can’t deal with the drama anymore.

I want to have a family and a future that is drama-free and full of love and don’t want to surround myself with negativity.

Gents - What perfume/cologne brand do you wear?

My onboarding in progress in CTS. I have registered with NSR(National Skills Registry) and provided the IT PIN to my recruiter. Do I need to raise a request for EBC(Empanelled Background Checkers) verification at NSR?

Hey Guys,

I had my Technical interview with SALESFORCE on Dec2 for DevOps engineer - MTS . I haven't heard from them if I am selected or rejected. The career portal is still in " interview" status. HR won't reply. What to Do ? . How long will it take for Salesforce to conduct interviews??
Please help 🥺

Any PMs here working two jobs? I work as a PM (CW at 40hrs/week) at a FAANG company. Looking to take on a part time gig or consulting work in a non competing or different industry. Has anyone done something similar?

United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

Not quite pts related: Best Buy $7200 order. 2 TVs & soundbar to be installed. 1st appt canceled during arrival window for personal reasons. 2nd appt system error Best Buy has correct date...

Has any one worked as analyst at P&G before, just was wondering how is the work load?

Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Has anyone stayed at JWM Camelback in Scottsdale? If so, do they actually check for your company ID, etc. for a rate code?

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

What is the tipping etiquette on the free platinum breakfast in a JW Marriott? The server just gets coffee / orange juice and you serve yourself. It is an overpriced buffet that I would never dine in.

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

Flight from Charlotte to LAX with AA gets cancelled.. after 3 hours of delay. Have to fly out the next morning. How should I ask for voucher, hotel or airline? Currently waiting in a 100+ person line.

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

Anyone know why our miles didn’t carry over to the next year? Had 20k miles over Delta Platinum

Girl i work with slipped on the ice and got 250k marriott points + $1000 cash. What are your recommendations for slippriest shoes?

Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

I'm guessing most people know already but for any new 🐠, the Marriott Mega Bonus is up for registration.

Help I am starting a travel project soon. What should I sign up for? What airline and hotel should I book?

How do y’all approach personal credit card pts? The points guy recommends chase, but they only transfer out to united and hilton. I fly aa and stay marriott...