Accenture India I feel I am investing SIP in the wrong ones. I finalise the MF and continue with them for 12 months and check at the EOY how it is performing. I am 30yr with moderate risk capacity. I want to grow at 11-12%
My current portfolio is 25% index, 20% mid, 20% small, 25% balanced fund, 10% gold Apart from that I invest 5k in RD (in case I need money) not a fan of liquid funds
Can you share your insights? Where am I going wrong or you think you're getting it better Cognizant Infosys Delloite PwC Accen

likefunny
Posting as :
works at
You are currently posting as works at

Free mae professional advice chahiyae

funny

Equities is for the long term (12-15Y). Also you would need proper asset allocation and move them accordingly from equity to debt as you start to near your goal. Also make sure to set some goals for the money you are investing. It can be simple as your retirement, child's marriage or future education. And also the time frame for the goal should be considered and you should invest based on that goal.

My advice would be to connect with a SEBI certified fee based financial advisor and they would help you to guide you on what all the instruments available for investment and would answer a lot of our financial related questions and doubts as well. You can find them here www.feeonlyindia.com .

like

Thanks a lot..

Related Posts

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

I’m currently an LLC and looking to assemble an equity deal with an advisor. I don’t know how to set it up with him where he gets his equity in the future when we restructure the entity to a c/s Corp and give out his shares. It doesn’t make sense for us to switch now and get double taxed when we haven’t lifted off the ground. This is pre launch. Any advice?

like

Is there any way to get around the coinbase fee when buying crypto?

like

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

like

For EESP - which is better share withholding or payroll withholding? Thoughts?

like

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

helpful

Does anyone have any inspiration stores of FIRE without an incredibly high income/family financial support. Looking for hope 😅

like

does anyone use simplefx for crypto? Do you like it ?

like

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

like

Have never invested outside of 401k. Think I may start being able to put ~$500 in the market each month. Where / how do I start?
Happy to provide more details about my situation if its helpful.

like

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

likeuplifting

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

like

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

like

In case anyone needs help with their Tax returns, please feel free to DM me.

like

Which crypto coins are you putting your money in?

like

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

like

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

like

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

like

Is it possible to buy a new luxury German sedan car with 30k budget?

likefunny

More Posts

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

likefunnyhelpful

Has anyone ever used Accutane and then several years later you still have small, occasionally breakouts? Any suggestions?

What’s a good D30 retention?

like

Hubspot is getting way too expensive for my small business and they don’t care at all that they are pricing loyal customers out. What’s a more affordable alternative?

like
like

Hi All, How many days do I need to wait to receive offer letter from @ Wells Fargo. I have submitted all required documents. How can I know the status?

like

I am going to speak with a recruiter at Houlihan Lokey TMT in LA. I would like to know more about the group and its culture. Would love to connect and network🙏

like

Anyone an EA at Citadel? Do you like it?

like

Anyone at Amex? Their interview process seems to be taking a very long time. Is this normal?

like

Have been offered 07B grade in ibm..
Wat will be the roles and responsibilities.?
Stack : Oracle ERP
YOE : 7.5

like

How are Projects in IBM ? Any Pros and Cons ? If any idea please do let me know.

Hi All, Any update on CTS work from home extension?

like
like

Recently got an offer from KPMG. But the offer letter is in their portal with no KPMG letterhead or signatures. Next thing is there is no joining details like reporting office or whom should I report to on joining date. I have tried to contact HR via mail/ call. No response. What to do? Has anyone joined KPMG recently? How do they communicate the joining details? Please tell me

like

Polling those willing to share. What is your OTE? And does your base comp ever increase based on performance or a merit increase?

like

Hello, I'm Catherine, I'm a recruiter looking to hire a Dental Hygienist $45-$50 per hour and a Front Desk/Patient Coordinator pay rate is $15-$25 per hour. In Norcross, GA. Both Full Time. Anyone interested?

like

If a train is delayed, how much is timeliness worth, for you? A $20 uber? More or less?

like

Hey hi fishes, I am looking for a new job in Computer Vision domain. I have 3+ YOE in the same. Can someone refer me if possible? I am open for remote jobs

like

Is thought works a good organization to join , in terms of job security and work life balance ?

like

Additional Posts in Personal Financial Investments - India

How big should be the emergency fund (Amount set aside for emergencies like Hospitalisation, Loss of Job, Personal tragedy, act of god etc) ?

like

What is the right time to start Retirement investments?

like

Celebrate azadi ka amrit mahotsav and reach your financial freedom when India will be celebrating 100 years of independence. 🇮🇳🇮🇳
DM me on 7019194829 for more details!!

Post Photo
like

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal