I have 7 rental units (5 SFH and a duplex, all 3 BR/2BA). Rents average about $1600 per unit. I get killed on every turnover. Usually have at least $5000 in expenses to get the unit ready for next tenant. A) what expenses do you all typically incur ina turnover. Is $3000 - $5000 normal?
B) I’m consider increasing security deposits from months rent to $2500. Want to have tenants feel like they have something to lose before trashing the place. What are you’re thoughts? Anyone do this?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

MU & OCLR, stock bowl anyone?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Anyone have a good tax person in Philly

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Any San Francisco peeps have a good accountant who specializes in taxes for freelancers/contractors?

These paychecks aren't cutting it. Side hustle ideas?

Would you quit your job if you suddenly were given 10 million dollars? Why or why not? What would you pursue instead?

Hey people! Curios, what was your first splurge purchase with your big law money. (Assuming you have student loans, mortgage/rent etc.)

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Anyone have a crypto kitty?

Can someone give a time sense for an average prep time for CSCP certification versus CPIM? I think CPIM takes much longer but not sure

Compensation expectations for VP level at 100M VC fund? 8 YOE consulting plus top 5 MBA

What is the use of earning badges in Level up? Is there any advantage to this?

Hi,

I answered apti and coding round last week. I got emails informing result. Recruiter was supposed to schedule 1st Technical round. Till now no update.

Has he ghosted me?

Skill: Drupal

Can anyone from nagarro please check if opening still there for Drupal or not?

Does Nagarro provide any hike at time of promotion?

Is it right time to join adp on Feb 2023, by leaving current company.

Planning on making the move to London next year from a smaller EU city. Have you got any tips or advice? What should I know before going over?

Hello! Can anyone please provide insight into the interview process for the Senior Strategy Consultant Role? Thanks!

Finally landed a Product Manager interview. It's taken 30+ applications to get one. Generally, what should I expect? (In terms of questions). This interview is with 2 senior managers. I got passed the initial recruiter screening.

Any PowerBI consultants out there? Curious if the need for this is really out there, how lucrative it is, and what other skills help in your process (sql, python, etc)

Tks!

Any suggestions for middle school student planners to help students stay organized and remember to complete assignments? Is best to purchase a planner or organize a binder?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Anyone have a good tax person in Philly

You're a new manager with direct reports. One of your directs is very determined. You consider yourself a good manager so you want to help them grow. They are killing it and taking on an enormous of workload, and executing flawlessly. Do you let them continue killing it? Ask how they're doing? Or warn/advise them on how to avoid burnout?

Hey. Anybody looking to sell their car here in Chicago area ?

Best books you read this year that aren’t about sales, marketing or prospecting?

Once you’ve applied via referral link to a position, does it keep you in a referral pool or do you need to constantly get a new referral link if you apply to another role say 4 months later? Curious since they only last 30 days and i feel bad asking for a link a 3rd time now…..

Anyone here start playing golf later in life? How did you pick it up? I'm in my early 20s/F, and I want to try out golf but don't have any friends or family that play.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Has anyone here used New Western to buy real estate deals?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Anyone take the WI Real Estate state exam? Any tips on what to study?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.