I have 75k in my 401k and plan to max out annually from now on. Currently in a target retirement fund but noticing some fees with fidelity. Is there an index I should do instead?

What happens if I over contributed to 401k because of a job change ? How do I adjust ?

Hi,
Planning to visit wonderla Bangalore, just wondering where can we get employee benefits. In my last organization there were setnof restaurant, amusement parks which had off on my ID.

Is it better to buy stocks and options around 10 or after 1 pm central time to avoid the market rush/high at 9 and 12?

Hey all, started my role as a recruiter at an agency recently and had my first placement! It was great until the candidate wants to renegotiate the base and benefits after the current company counter-offered when the candidate no longer sees the future. Any tips on what to say to bring back to focus? The current role is a Sr. Acct Receivable (less than 2yr) and going into collections specialist at a global law firm.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

If 80% of my portfolio is in S&P 500 index funds, I'm assuming holding is a good call? I've held everything thus far. Just wanted some confirmation that I've got a good strategy.

150K in Singapore, and $150K in Chicago. Which one would you accept?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Hi All,
Does HSBC Technology provide option to take extended health insurance policy for parents ?

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

Anyone have personal experience with Dimensional Funds? Looking for a financial advisor and it's interesting you can only buy their funds with a few select advisors.

Has anyone left healthcare and is now really happy? I’m an MSN, RN with 12 years hospital experience. I’m burned out and tired of making crap pay. I have an opportunity outside of healthcare that would pay more and challenge me in new ways that I haven’t experienced before. It’s a total shift that would really heal my work-life balance, job satisfaction and budget. My only fear is that I would not be using the license and degree that I worked so hard for. I would appreciate any input!!!!

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

Whats the second source of income for a IT employee ?

I have an urgent situation that I need advice for: what job to take? I currently have 2 job offers. Offer A (Scientist 3): 70k with full benefits including 15 PTO days and 5k tuition assistance yearly. It was sent to me last Wednesday and yesterday they left me a voicemail asking for a decision at my earliest convenience. Offer B (Manager): 76k with full benefits minus tuition assistance and only 5 PTO days first year (15 days after). Both companies said they'd groom me to take management roles.

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

I’m searching for a mechanical engineering part time job (weekends only) but it seems like there’s no such thing as a part time mechanical engineer. Can someone point me in the right direction? What branch of mechanical engineer is more likely to offer weekends?

So I’m only contributing to 401k enough to get employer match, and I’m saving an additional ~20% and putting 90% of that into my vanguard mutual funds. Reasoning is that I don’t want to lock away all that money maxing out 401k. Have 3 months expenses liquid in a savings account. Is this really dumb? Essentially trading tax for the option of actually using my money.

Hi

Is there any vaccancy in Accenture (Bangalore Location) for Semi-Qualified CA (Articleship if done from Deloitte)?
If there is any kindly let me know.

Travelling to Puerto Rico over the holidays. On L1 visa in the US. Approved petition but no stamping, will there be a problem? Will carry all the relevant documents.

I get nightmares about printing on clients sites.... ::shivers::

My background isn’t in marketing/branding/PR but I’m being thrown into an engagement for a small organization who has many different sub-brands. I now how to give them high level guidance on how to ensure their branding and message is consistent. Any resources/books you’d recommend I could crash course this on?

EY OTS is so sold out its not even funny. When will it end.

Thoughts on casual relationships? How to initiate? Be upfront in the dating app bios or go with the flow.

sometimes I feel like the reward of being productive is more work lol

Any ideas for side gigs I can start online? Do drop shipping websites work? YouTube automation channel etc? Any other ideas welcome

What makes a great investment teaser vs an average one?

Hi! Any art directors or creative directors open to giving some feedback via DM on my portfolio? I have mostly in-house experience, and could use guidance on what I might do to get in with agency work and more branding.

Would love some likes so I have the ability to DM please. Thank you in advanced!

Hi , wanted to get some feedback on following position offer in New Jersey area
Senior Manager for pricing startegy
I have 4 and half years of related experience,Masters degree
Base salary offer at 150k, 21% SPI and 10% LTI
How much room I have for negotiation, whats the fair market rate for this level?

Anybody know salary range for VP Operations for GS in SLC?

Have been offered 07B grade in ibm..
Wat will be the roles and responsibilities.?
Stack : Oracle ERP
YOE : 7.5

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Anyone want to aspire and get their real estate licenses together for a side hustle?

What's the M1 salary at the big 4 firms? No MBA. I think I'm getting 125k this year at KPMG when I promote and wanted to know if that was in line with the others.

If you could right now, would you buy a house in full cash or invest in the market?

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Hey fishes, i need advice as to how to invest 200k? Should i go for individual stocks or funds or should i go to financial advisor? If individual stocks then looking for sectors. Can i invest as a VC? Any thoughts or direction please

Do you count your car as part of your NW on Mint/other trackers?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Any recent grads here who moved back in with family during COVID times? How much do y’all contribute every month to “rent”/groceries/utilities? Idk, I feel like I’m not contributing enough sometimes…

Anyone know of a good cross-border US/UK financial fiduciary?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Anyone here retire in late 30s or know someone that has?

Anyone here from NYC? Be cool if there was a meetup.

Anyone else into Bank Bonus churning?

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA