I have 80K (not including a rainy day fund) and wondering how best to invest it. Considering either investing in Vanguard Index Funds or buying a property (first time buyer). I currently max out my 401K payments, but as I lived abroad for multiple years it isn’t as large as it should be. Thoughts?

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Don’t invest yet. Cash is king

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Random q - how long did it take you to save up the $80K?

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Tough time to buy with some all-time highs, but if you’re in it for the long haul, indexes are hard to beat. I’ve had commercial and residential income property and found them to be nothing but trouble - I prefer a good dividend paying stock. Less hassles!

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Tenants are a pain. Most are bad...and the good ones seldom stay

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Missed the boat brother. Should have bought the dip in March

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What goal do you have for your savings and when will you need it?

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Silver going to $40-50

$TNA

$80K is too little to invest in property (and property is a lot of work). Save 3 months of expenses as cash and 2-4 additional months of expenses as near-cash with some yield (eg CDs or T-Bills).

Get some broad stock exposure with the rest of your cash. Stock market is the highest performing asset class over time, and you’ve got a lot of time to compound.

I’m voting for Trump with the hope that he will bring us another bigger dip. I’m going all in at that point.

Wouldn’t Biden give us a dip?

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