I have a client receiving SS disability benefits whose spouse passed. The client wants to know if they can keep receiving social security disability benefits AND SS retirement survivor benefits.

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You can't collect sis and SSDI at the same time.

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I'm thinking the survivor will takeover the deceased spouse's benefits and drop the SSDI.

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^^^ This i know to be a fact. i had that occur with a client

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I'm assuming the client will receive the higher of the two. I read somewhere that there's some kind of loophole if the surviving spouse is between age 50-60, is already collecting ssdi, and the spouse passes away. It said something about collecting both, but with a temporary reduction (like 28.1% or something) in survivor benefits until client reaches full retirement age and then it all switches to full survivor benefits at client's full retirement age and ssdi is dropped. I've also read that ssdi automatically converts to social security retirement benefits at age 65, but benefit amount doesn't change (it's just a "re-titling"). I am totally confused and hesitant to rely on the social security office to tell her straight, but that's looking like the only option.

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Related Posts

I wanted to get your thoughts on the following:
1. Health Insurance for your parents (assuming they are 60+)
2. Term life options for myself (under 30)

I recently went through a medical family emergency and realised how important insurance is. Any suggestions will be appreciated.

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Hi IQVIA Fishes,

Need a genuine suggestion.

Being a .Net developer, Is it worth to join IQVIA for a project which upgrades the legacy application.

Thanks in Advance.

I have some other offers from service based MNCs.

Should I opt for Chromebook or use the reimbursement route for laptop ? And are there any conditions if I am opting for reimbursement route.
Gonna join in a few weeks.

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I see Schwab’s best margin rate is 6.575%, wouldn’t you need to invest in an asset that appreciates more than that to make using margin worth it? I know you can use the margin interest as a tax write off, am I missing other benefits?

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I’m current a DI employee and I’m filling form 11 right now as a joining procedure for another firm and it asks two questions: 1. Whether earlier a member of employees’ provident fund scheme, 1952
2. Whether earlier a member of employee’s pension scheme, 1995
I know the answer to 1st is yes, but what about 2nd one?

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Hi All,

I Joined Accenture in May and today I received an email stating that
"There is a change in your roll-off plan. The date has now been changed to 05-Sep-2022.
Please reach out to your Project Manager/HR Rep for more details.
In the meantime, if you would like to explore new opportunities within ATCI, please visit IJP portal and to explore GCP/other entity opportunities, visit ACM portal."
What it means?, even not able to apply for new role in IJP, Shall I start looking out side or how?

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Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

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How many vacation days do first year associates at PwC get? I know we accrue hours per month but don’t know how many it is

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Is my perception that Clin. Ops. is the lowest paid role within an Global R&D level right? Comparing to clinical, medical, stats, safety etc

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Hi IBMers ,

I have been onboarded today in IBM , wanted to know what is the role of people manager here! I have got his contact while ago .
Will he be my manager for the project I will be tagged to?
If I want work from home for few months , is he the one to talk to?

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Went client side. Our vendors and agency are unorganized and sooo slow 😴

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Hello Fishes!

How is Blackstone CoE to work for as a senior analyst? Any perks?
All your replies are anticipated. I see no one has discussed Blackstone.
Please help me know a little.

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I’ve been really thinking about a project car but keep getting detracted by the effort - assumption is that it will probably cost more than I think and take longer than I think will = more stress/etc... What was your experience like? Regrets?

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Anyone at the PCAOB? How are the benefits? 401k, any pension, medical premiums and provider (BCBS/UHC)? Did you find their compensation package to be competitive?

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Can anyone refer me to Crowe TAS NYC? 3 years Audit w/ Sr exp mid size niche private companies of international publicly listed parent Company, 2 Years Fed Tax Big 4, 1.5 Years Internal Audit healthcare, 1.5 years currently Self Employed Investing.

funny

Hey folks,

I’m actively looking for a job change in Automation Testing domain. Currently working as Automation Test Engineer II.

Total Experience: 3.6 Years
Technologies worked on so far: Selenium with Java, Python, Playwright with Javascript, AWS platform and it’s testing.
What I am willing to offer? - Learn any new technology for Automation testing. Utilise & upgrade existing knowledge on testing technologies in order to contribute to the project.

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How common is reneging for GSAPers? Aside from burning your Deloitte bridge, are there any other implications (considering the firm doesn’t actually give you any money until you come back)?

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Hope everyone is doing well. I’m a resourceful project manager moving to the Detroit area in June. If you have any leads I’d love to connect.

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Hi... I have got below offers.. Can anyone please let me know which company is better to join in terms of wlb and quality of work. Tcs - pune - 15.25fixed + 1.5L variable pay Cts - pune - 18 fixed + 70k variable + 1L jb Wipro - Bangalore - anz client - 18 fixed + 2L variable + 50k jb Global logic - Hyderabad - 20 fixed - Google client

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As there is no probation period in CTS, we can get the leaves and can take leaves right from the beginning right?
Are the leaves on pro rata basis?

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More Posts

Do pwc has superannuation scheme. I wanted to transfer my superannuation fund from my current company so wanted to check if Pwc has that scheme. Couldn't find such mention in offer letter. kindly reply.

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How long did it take you to pay off your student loans after graduating?

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I guess this is step 1 on a slippery slope? I’ve never owned a brand new car/truck and I’ve been a Ford diesel guy for some time now. But I do believe in new technology and think the specs and features are pretty great. Anyone else put down a reservation?

Post Photo
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I’m new to the group but I’m interested in getting a side gig/ hustle. I work from home right now. Which is fantastic! But looking to add a little extra income to the bank. I have a background in customer service, along with self taught tech. But does anyone know of a side hustle that doesn’t require previous experience? I just want to boost the income a bit. Even if it’s only a extra 5-10k a yr

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Does GSB only allow one GRE score? I took it twice and wanted to submit both but see that they only allow one. Is that right? Why would they do that?

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Serious question, where are all the “moderate” conservatives on this app coming to defend Gaetz? Has this finally done it? Has the lightbulb finally turned on? Very dark days ahead for the Trump cult, get out whilst you can. 😘

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KPMG, do you know how long you receive offer after interview? It’s tax senior position. Thanks all!

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If you are feeling anxious and depressed these days, just know that you are not alone.

Please put a note and I would love to pray for you. God bless you all!

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Do sales engineers need to create their own slide decks for demos or can they walk through the software itself? Thanks!

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Are new campus hires not allowed to relocate to Kolkata for a year even if they have very genuine reasons?

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Hi fishes,

I got 2 offers, one from @informatica

and other from 7-11. Informatica CTC: 13.5 Fixed + 1.25 variable+ $6500 RSU's

7-11 CTC: 16.6 + 3 lakhs (joining bonus).

Given there is not a lot difference b/ w the two. I wanted a little insight to which one is good.

7-11 asking me to come to office, while that's not the case with informatica.

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Hi, 4 months back I have attended Deloitte interview and after submitting pre hire survey, my profile was on hold and now I have received pre hire survey again, is there any possibility that profile will be processed to offer?

Are H1B rejection rates higher in consulting (even big4s) ? Any thoughts on moving to tech companies solely for this reason ?

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Any referral for GTM/ Business Dev/Presales?

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Thank you for having this bowl.

Post Photo
likeuplifting

#justlazyrecruiterthings spamming you about an open position at your old (awful) firm

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Wow so dead! I guess we really are the minority 😕

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Has anyone worked with prod co Object & Animal?
I love their roster - curious about experiences.

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Additional Posts in Financial Advisors

What is the best software that you use regularly in the course of your job? What do you like about it?

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Any advice for starting to get back in shape? I used to be in good shape, doing orange theory all the time, but stopped going. I haven’t worked out in months besides walking.

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Best book on finances / investments for a kid starting his freshman year of college?????

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I'm not sure what the hell is the matter with me but I can't focus worth shit. During the day I find my self staring off into space thinking about absolutely nothing. It's driving me fucking nuts.

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What would you consider a starting salary range for an individual with 10 years experience in the industry and a CFP certificate of just over a year?

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Does anyone use an automated service for texting/emailing for meeting confirmations? Thinking of trying one

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Has anyone used a virtual assistant?
My practice pivoted hard during covid.
I used to travel 60,000 miles a year to meet clients. Now it's mostly virtual from my home office. I have clients choose virtual who live closer to my office than I do.
What is your experience and what do you have them do?

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Wtf happened to the market today?

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I’m confused by the CFP education requirement. Do I need to complete other designations before I can sit for the CFP exam? Such as CLU and ChFC?

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What is the average salary for a Private Bank Senior Associate at Bank of America?

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I've done parts of the CFP but couldn't sit for the exam. I am thinking about finishing the requirements to sit, but I am wondering if my time would be better spent prospecting. Thoughts?

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Hands tingle when I’m asleep. Carpal? Anyone else? Guilty of typing quite a bit but who doesn’t in our industry? I read lack of magnesium in my diet.

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Advice on starting up own shop? Where does one even start?

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How specific have you guys developed your target market? Do you work specifically with certain types/groups of people or do you take anyone who answers the phone/walks through your doors?

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Networking coffee chat with someone from another firm - who pays the bill? Do you each pay your own? Does the person who requested the chat pay? What’s the protocol here?

Hey fish: what are some of your favorite business/self-help books?

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LinkedIn? How often do you post? A strategic time?

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What do you guys do when prospects or clients bring their kids with them? Have found this to be super distracting...

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ChFC or CFP? And why? Also, take in consideration not having a Bachelors

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