I have a “Rollover IRA” account that I’ve had for years which contains funds rolled over from old employer 401k account. Found out if I want to open a new “Traditional IRA” account to contribute $6000 this year and roll it over to a “Roth IRA” account (Backdoor IRA), that this would cause tax complications. What should I do with the “Rollover IRA” account? Roll it over to my Accenture 401k? Are there any smarter options? Appreciate the advice.

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

Where do we view Tuck scholarship info?

What's a good salary in CH for a Big4 for a Manager position? What benefits can be included?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Deloitte…current employees, can you drop your thought (good or bad) below on compensation, benefits, culture, work/life balance, etc? Thanks.

Anyone uses lykke wallet to buy crypto? Your feedback on it?
Or is there any other cheaper place to buy?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Need guidance on what resources o should explore to review opportunity zone investments. All suggestions welcome . Thank you

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Hi fellow healthcare 🐠! Vynamic is currently hiring experienced consultants in the NYC market. If you’re looking to make a move, we have great pay and benefits, outstanding work/life balance and solid leadership. Life science/launch experience is a plus, but we’re hiring for experience in all sectors. If interested, DM me and I can answer any questions you have.

Anyone have any knowledge of in house for Farmers insurance? That car stipend is tempting alone.

What’s everyone’s 401k balance? I’ll start. 20 years saving and have 650k.

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Do you feel that black people are more prone to be flashy than other races? A friend was telling me about some financial issues as he wore a gold chain and bracelet...con't

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

In your opinion which is the best target fund to choose in IRA Roth?

Work hours change scenario: 8hours/day for 4 days per week or 6hours/day for 5 days?

I’m technical supervisor which I’m a maintenance supervisor and I’m wondering if anyone knows of any open positions in that field around the Charlotte area

Can anyone recommend a reliable handyman serving SW London? Some painting, correcting plumbing fixtures, fixing a few shelves etc. DM me pls!

Any tips when preparing for CSCP?

Please comment down company giving work from anywhere/remote jobs.

H-1B question. Does anyone know if there is any issue with requesting 1098 from an educational institution if we have spent on self education while working full-time on H-1B? I incurred some expenses last year and if having a 1098 will help with tax. Thanks much!

Any tips to clear HSBC initial behavioural assessment round ? The last time I attended could not clear.

Good morning, I am a recent under-grad and working as a BI Developer. I’m looking at transitioning to a project or product manager role and I have 1+ YOE. I know the job market is not that great as of now but I’ve applied to countless PM roles and have had no success. I want to know from other PM’s if it’s necessary for me to get a PMP certification before I can get a job or it’s not that of a requirement?

Is LTI give still WFH ? If not is mandatory?

Anyone know average salaries for 3rd year associates at small firms in San Francisco that represent government agencies and non-profit affordable housing developers? The firm has 6 associates, 7 partners and 9 of Counsel.

How do you choose which production company to work with? What are the characteristics you look for when making your decision?

Any insight on Hunton Andrews Kurth Real Estate practice group? Work life balance, type of people in the group etc. Anything at all would be helpful!

I'm feeling overwhelmed by my workload, but I don't want to ask for help because I fear looking like I'm unqualified to do the job. What should I do?

How much package i can ask from kpmg india as Consultant (Digital lighthouse, data engineer)

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Hi everyone, how is OW in the middle east?

In terms of culture, career progression and projects?

Are their projects more into strategy or how exactly?

Hie Folks,
During onboarding at IBM ,they have asked vaccination report.I have taken only one because of medical issue. Is it compulsory to have both dose completed.
Plz help me guys .

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

I'm holding an offer from MakeMyTrip and another offer from OlaElectric. Ninjacart is willing to make me an offer. But they're saying that they'd discuss the offer only after the other company that I'm interviewing with has come up with an offer first. There's been a delay from HRs of the companies in a similar way. How do I urge them to send me the offer letter without sounding pushy? I had reached out to some of the HRs myself. Would that be too awkward if I accept & back out their offer?

The next $GME is DOGE.

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Any one here following the SECURE 2.0 Act. People got any opinions or tacts on if it could benefit us?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

Is it true that Vanguad’s open an account page has been down for month? Only way to open an account is it to call and mail in app?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

My fiancé and I are first time home buyers (both 28 yo) and would like to know what makes more sense: buying an expensive home or buying a lower cost one. Our combined income is around 400K but since we just began working post school, our savings are only $70K right now (also 30K in student loan debt). We’re buying in a high property tax state where taxes could be 4% (think 12K taxes on 600K home). Should we get a 500K house or get a 800K - 900K (which represents most I’m willing to spend)

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Two diff questions, but posting together :
1. Anyone still positive about Chinese ETFs long term? They are down significantly but I'm wary
2. IG Bond ETFs - would you invest in the current market for long term hold? Why/why not? Which one do you recommend looking into?

How are stock/ETF/mutual fund sales taxed? If the security overall is up by 10%, but I’ve bought in fractions over time (vs all units in one purchase), will the capital gains be taxed on the current net profit? If not, how is it calculated? Would love to get a ELI5 version of an explanation, if possible. Apologies if this is dumb question!

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

What expense ratio is considered higher than usual? Looking at my rollover IRA account with Vanguard where I’m invested in a target retirement fund, expense ratio is .15%
Compared with my current employer 401k plan with Fidelity where also I’m invested in a target fund, expense ratio is .09%