I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

What do you guys think about future of NFTs on smaller chains? Thinking primarily about Avax and SOL. Do you they think will blow as well when people understands there are alternatives to high gas fees on ETH? Or will everyone stay on ETH because there where the mainstream is?

Dear All,
I am seeking suggestion, Recently started fishing business.
Presently nothing is on paper and it done same as farming… catching and selling locally in market, We have also employed 26 people to work on trawler for fishing.
Is there any way to register firm to take some investments from market/banks

What’s the largest % of you portfolio you would put in VOO? Currently sitting at just under 50%

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

150K in Singapore, and $150K in Chicago. Which one would you accept?

Let’s talk about TAX. I’ve never owed the government taxes till trumps regime. How come? My accountant gave me the real deal and Trump eliminated a lot for workers like me.

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Any advice for an extremely young, incoming Merrill FSA?

So what stonks are we buying?

Does anyone in here participate in a 529 for their kids? Is it true that you can deduct contributions from your state tax? If so? Is it 1:1? Trying to decide how much to contribute for maximum tax benefits. TIA!

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi, i am looking for some advice on opportunities at salesforce. Does anyone have any on opportunities in DC area? Looking to network. I have 10+ YOE in ERP implementation, solutioning and business development at big4/accenture.

Justice for Botham! Dallas cop convicted in wrongful apartment killing of innocent man.

Can anyone tell me what first year KPMG audit seniors make in the DC area?

Why do people accrue prepaid expenses?

Hello, I am getting interviews for the tech roles but unable to clear the final rounds. Any suggestions? Mostly, I apply for BDR roles only

Hi Folks,
What is job security and stability in Cyber security consulting practice in EY . One of my friend got offer with 50% raise to what he is currently taking, he is on H1-B , he just want to be on safe side before making move. Appreciate your quick response.

Mazespin living up to his name in practice. Already in the gravel. 🤦🏼‍♂️

My end all be all goal right now is to eventually run my own private wealth management firm.
My question is though: Should I try to go straight into private wealth out of college and become a private wealth associate, or take a different route, and start as a base level financial advisor to get some general advisement background?

Hi,
I have been working as A business technology analyst for almost 2 years now and wanted to start learning data science.

I am not sure how much time will it take but wanted to ask y'all where I can start and what would be the right way forward without much impact on my ongoing work.

Genuine answers only.
TIA. :D

Anyone from Opel Automotive? How much salary do they offer for 8 years experience professional?

Hi Fishes I've recently started working at Accenture and company has offered me (9.1 LPA including fixed and variable) but I've got one more offer after joining Accenture from Capgemini (in Malasiya - KL) of 7000 Ringgit/ Month. Shall I leave Accenture and join Malasiya or should I stay in Accenture only? Please help me.

Hi , can we bring our personal iPads/ tabs to office?
Before how many hours i can register for ad hoc ? Before how many hours should i register / edit normal cab options? Please clarify .

Good answer for “what motivates you” for MBB interview without the mention of 💵

Is it true that Vanguad’s open an account page has been down for month? Only way to open an account is it to call and mail in app?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

Any one here following the SECURE 2.0 Act. People got any opinions or tacts on if it could benefit us?

My fiancé and I are first time home buyers (both 28 yo) and would like to know what makes more sense: buying an expensive home or buying a lower cost one. Our combined income is around 400K but since we just began working post school, our savings are only $70K right now (also 30K in student loan debt). We’re buying in a high property tax state where taxes could be 4% (think 12K taxes on 600K home). Should we get a 500K house or get a 800K - 900K (which represents most I’m willing to spend)

I found out I’m not eligible for HSA ($0 deductible) and my company doesn’t offer one. Is there an alternative or should I just pour that money into IRA/401k instead?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

How can I learn about investing in crypto? KISS please

Need help. I have $13k saved for my kids age 6, 9, 10 in just a high interest savings account which actually decreased to only .50APY. Looking to move it or do something with it to help it grow more than a few bucks a year. What are my options? Not sure if they'll go college route or where life leads them. I'll be adding approximately $300/month this year to the savings.

Investor’s Business Daily: worthwhile?

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

Two diff questions, but posting together :
1. Anyone still positive about Chinese ETFs long term? They are down significantly but I'm wary
2. IG Bond ETFs - would you invest in the current market for long term hold? Why/why not? Which one do you recommend looking into?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.