I have a rowhouse in DC. Northeast Capitol Hill. Nice area but bordering the riff raff. Bought in 2021 at 2.8% and lived there 2 years. Now renting below operational costs by about $500/mo. Can afford it but hopeful rent will increase and it can become long term cash cow vs a money suck. How to know/evaluate? Spouse wants to sell at neutral gains to get out of it but I think it could become a nest egg.

I have a car insurance question...can you put a different address than you live at when signing up for insurance? My wife’s family lives in Orange County so wanted to sign up with her OC address and save almost $300-$400. Any feedback is appreciated!

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

If I have a six year old and 150k in a 529, can I say I’m done?

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Thinking about using my VA loan in a few years. Any advice?

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Abandoning Green Card
Has anybody experience in giving up the LPR status after leaving the US for work and residency in another country/homecountry? I come from a low tax country and wonder whether Uncle Sam will send a final tax bill or penalty fee or even make it difficult/impossible for me to abandon the GC once I will leave the US again. This is crucial for me to apply for the GC.

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

How many people we have in this group ? Any idea how I can check ?

Is it normal to feel like a loser because you only won 2 One Show pencils instead of 25?

Looking for a remote HR/ER or Training and Development role 9 collective YOE! Open to any referrals within the US!

Here's a question I wish I never had to ask. Is it better to use the code for bereavement leave or just burn pto I'm going to lose anyway? Does it make a difference from a utilization standpoint?

How is PWC SDC external audit practice? I am Chartered Accountant with 2.5 YOE. Currently working with EY GDS as Senior and have offer letter from PWC SDC of 17.75 and offering Senior Associate 2. Any folks here from PWC SDC who can help me to decide please.

What is the fastest way to sponsor a pup?

“This report is like a bikini. What it is showing is interesting; what is beneathbthe cover is crucial.”

In general, is having several years of consulting/ being a career consultant seen as plus or negative by state and city government agencies hiring for leadership positions?

Way oversold in my opinion. EOS is very exciting, hoping for something special over the next three months!

So BLKJ have weak knees and sold out to Havas....Always knew that an agency could be bought to provide them with an excuse to be mediocre. It hardly ends well.....

Do citi pune provide Diwali gifts?

Hi folks,

I am looking for QA Manager positions in Automation space. Have over 10 YOE, ex-PwC, ex-Deloitte. Served as Test Manager in the US for 6 years, have extensive experience in AGILE transformation projects
Appreciate your help!!
Thanks,
Testing Fish

Best advise you’d give a PgM negotiating an offer at G?

Credit suisse or Barclays? Both offering same amount.

How old were you when you first reached accredited investor status?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Any Property Management recs in Seattle area? :(

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Can I get a commercial loan without 25% down?