i have one year old daughter.
I want to start SIP for her higher education and her wedding (upto her on how to use it at that time).
Questions: Which MF or scheme should i start the SIP in?
How much amount ?

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Is Argyle, TX good place to buy home and raise family?

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

NJ office: no NYC tax, don't have to file 2 state return. Live in NJ so auto assigned to NJ office currently.

NYC office: NYC tax on paycheck, easier commute, possibly higher pay?

Any good insights/links around miner profitability analysis across the various bitcoin variants. (I mean taking into account block size, block time, incentive per block, difficulty level..)

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Looking for a great realtor with knowledge of East Austin. Any recs?

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

How much are you paying for rent (and where) vs how much are you making?

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

Anyone trade their personal account actively? How successful have you been?

I have square stock that I bought at 240, do I hold? And what’s everyone’s thoughts on Zoom? Sell or hold?

What are some citi benefits or employee perks we love ? I will start. Free citibike.

It is great to see so many Indians becoming CEO's

My goal is to save 300k by end of 3rd year. HCOL. Do you think I can do it? Or maybe 5th year?

Looking for senior designers that knows shopper marketing. Please DM with books!

Any BCBA’s in the Memphis area? I’ll be relocating there soon and testing. Looking to meet others in the field!

I am a clinical research coordinator working in Austin, Texas. I have my Masters in Cell & Molecular Biology and have a year of laboratory research experience.

I’ve been in my position for 5 months now. I make $27 hourly which amounts to about $51,000 yearly. Am I being under paid? Are all coordinator positions hourly? As a laboratory researcher I was salary :(

How do I go about asking for a raise or should I explore other companies or medical schools that have clinical research?

Looking for a position for IAM information Security within Healthcare. Provision, set up access, templates.
SaaS , Sailpoint, Azure . Any ideas ?
Thank you

Anyone know of any tech jobs out there that seem complex? Ones that someone can do with zero schooling but lots of experience behind them?

Can anyone help me compare Citi and Deloitte on the basis of Job security,career growth financially,and work life balance. Which would you rather choose between these 2

Looking for fresher jobs for my sister preferably in cloud domain. If any leads there please share .Amazon

Starting a wedding videography business. Filmed my best friend’s micro-wedding, now have 3 more weddings booked in the next few months! I’m a 2020 bride myself - so it’s all a bit crazy. Wish me luck, I hope I can do this full time one day!

what is working at a crisis management firm like? broad question, i know, but i don’t know much about the field! (i currently work at an ad agency, but i’m considering a career pivot.)

In your past experience, how accurate have you found the ranges for positions on Glassdoor?

Any book recommendations on handling office politics?

Who owned the land where Deloitte University was built on?

Anyone has any tricks to increase the ipo allotment chance? I never get lucky with this ipo allotment 😅🤣

What is the notice period at tcs

Hey fishes,
Need help with a query. I had a joining bonus of 2LPA subjected to tax deductions. Now, since I am leaving within an year of joining, the company is asking me to pay back the complete 2LPA. In this case, what happens to the tax I have already beared close to 45,000. Will I get it when I file ITR?

Hi All,

Anyone here who started from bottom, average middle class family, and bought a plot, constructed a home and now is living happily with family?

For IT engineers who started job with less salary in the beginning.

Regards
XYZ

Admin - Thanks for setting this group up.
If there are active investors / traders - Feel free to share your strategies or learnings

Hi Fishes,
Need help with a tax query.

I am earning 85k/month now. Thinking to purchase a land of around 15L, not just for investment but to build our own house on it in future.

Though I can somehow manage it without taking a land loan. But I was wondering if I can take some to avail tax benefits.

So my doubts are - Can I avail tax benefits (like home loan) before construction? If I take the loan just to enjoy tax benefits then how much loan should I take at most? Have only ~68k EPF in 80C

This is off topic - suggestions for a good health insurance cover of 5L for parents aging from 54-56yrs

Does having corporate NPS account make any difference? Ultimately we get 50k additional deduction only ,right? So between an employee giving a voluntary contri of 50k to an individual nps account and another whose employer's contri 50k to corporate account will give the same benefits, isn't this understanding correct?

Offtopic:
Any WhatsApp group of stock/option traders?
Am an option seller and looking forward to connect to like minded people.

What percent of salary you guys are investing?

contact us for investment queries we may not have all solution but can give new prospective

If my parents are over 70 years old, can I start their life insurance now so that when they die me and my family are protected financially.

Any good articles, notes , YouTube videos about intraday trading for newbie ?

Just curious, has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.