Saw a post today where a young woman opines that 55 should be mandatory retirement age - assumes we are all on boards and wealthy.

Living in Van. Previously lived in Toronto. Obviously rent prices are high as is cost of living. Generally go out and spend more often living in a city. Boyfriend and I on good salary but not saving much due to the above. Before we move home to our own country, we’d love to spend a year close to Vancouver where rent is cheaper, temptation is less, to save. A commute to Vancouver 1-2 times a month needs to be possible (his job). That can be a flight if it’s not crazy. Thoughts? Recommendations?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Does anyone have experience creating a NY LLC? Is it better to create one in Delaware if I’m NY based? Do you have to file anything annually? What if the LLC had no income?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Hi all, had a situation I need some help with. PE fund owned interest in a bank that was a CFC that has 965 PTEP. Recently sold off part of it's interest and the bank is no longer considered a CFC. Under the new PFIC regs, I believe it qualifies as a PFIC. How would distributions be treated seeing as it would still qualify as a specified foreign corp?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

Any loan facility available in BOA

$DPZ 370c 3/27

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Looking to buy a house (200-300k) in Houston to rent out even though I live in ATL. Trying to get my foot in the grow city.

My direct report expensed Cal Bar late fees assessed for reporting MCLE credits late and for paying the bar fee late. It’s around $190 extra. I don’t care about the money (it’s not mine) but I think this is principally wrong to ask the company to cover it. Thoughts on this and how you would communicate it?

I’m looking to take some certificate classes. Can anyone point me in the right direction for affordable online classes?

I have been given P30 but it was no where in my offer letter, I was under an assumption that I will be going as a Manager but this is not a Manager role, I am having 10+ years of experience

I’m with a guy I’m 100% confident is deeply in love with me, would never lie/cheat/betray, respects me/listens to me, and tries to help me live my best life.
(A Kokoum, if you will.)
I love him very much, but I’m not “head over heels”.
Afraid that if I break it off because our relationship is cozy instead of the deep love I think it’s supposed to be for life partnership/marriage, I’ll be making the biggest mistake of my life

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Thinking about transitioning from advertising (10 years as a copywriter) into public relations. Has anyone in this bowl done that? What types of roles should I be looking for?

Does anyone know about Bevel PR? What have you heard? I am interviewing with them. Thank you.

Anyone have any car rental hacks to get something other than a compact to show as a compact on the receipt? Traveling on federally reimbursable funds, so need to show a compact car. But hoping to get something nicer but not get flagged by the Bean Counters. Thanks!

Which is the best AWS cloud architecture online course ? AWS/GOOGLE cloud architecture is better ?

Been 2 weeks since the final interview...and nothing has happened yet, not even a reference check. Is it a bad sign? Bay Area

Been in Austin for a while now and have never dated but would like to start. Any tips/suggestions on where to find quality people? (F, 28)

Found thread to gain status through match stream for all rental companies and 5 hotel chains

With the new merger, can I use my spg suite night awards at Marriott properties?

Happy Independence day Everyone 🇮🇳

Off Topic : Name one of few of the freedom fighters you admire the most.

For me it's
1. Netaji Subhas Chandra Bose
2. Bhagat Singh
3. Masterda Surya Sen
4. Pritilata Waddedar
5. Rani Lakshmi Bai

The list will never end. Huge respect to all of the great warriors for whom we got the independence. Jay Hind 🇮🇳

Hi all, had a situation I need some help with. PE fund owned interest in a bank that was a CFC that has 965 PTEP. Recently sold off part of it's interest and the bank is no longer considered a CFC. Under the new PFIC regs, I believe it qualifies as a PFIC. How would distributions be treated seeing as it would still qualify as a specified foreign corp?

Freelance writers, especially new ones, how do you find stories to cold pitch?

I work as a worker’s compensation adjuster and I cannot seem to get the hand of loss of time. Been in the same role for a year. Any piece of advise? I have made several improvements but it feels like I’m dragging it out. Last question is how do you manage claims that you have not handle for months and you’re too scared to do anything.

Anybody here at Barclays Corporate Banking in NYC? Need advice and numbers..

Have worked previously as business consultant, pm in banking domain (10 years) and now as Product manager for a Bank(1 yr) - what are the chances FAANG would be interested in my profile for product manager/ project manager profile?

At this point in career, would you take a step down in title to grab a transfer opportunity and get out of a toxic work environment ?

What’s the next move when you’re this age, at plateau of career, not going any further and burned out, but have to work for at least 5-7 more years? Would love to hear from those who made a fulfilling move.

Any one considered doing part time Consulting engagements via Services like MBO, Catalent GLG etc. Seems like a good way to stay in the game earn some extra income but do it on an Ad hock basis.

Do you use or have you used First Command Financial Planning? If so, what’s your experience with them?

Does anybody have any experience getting a Grandpad or Jitterbug (or similar) for an elderly relative who is not local to you? My Dad is reluctant to carry a cell phone and never uses the flip phone I got him 10 years ago but maybe if it was more basic /easier to use he would (?) I told him if he goes out walking he should be carrying one. He has a history of falling a few times a year and I want him to be able to call 911 if he needs to. I’m a plane ride away. He lives by himself. He refuses

Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

Do big4s have any history of offering early retirement packages?

Any thoughts on the put down, “Ok, Boomer”
??

I’m 51 and a consultant. Am I too old to be this level. Starting to feel like it.

Where do you over 50 ladies shop for work clothes? Need a bit if a wardrobe refresh and looking for ideas.

What is the best exit from consulting if you are the breadwinner and your spouse has medical issues? I feel trapped by medical insurance requirements.

Weird question alert: When did your daughters start “developing?” Noticing signs in my soon to be ten year old, which is a little concerning, as my sister has huge...tracks of land. Would rather my daughter didn’t have to deal with what I remember she had to. Anyone remember?

So my brother doesn't talk to me for 6 months.   (I had offered my lake house guest space to my cousin who said yes instead of my brother who didn't know if he could come nor when he might know if he could come, how unfair of me).

On Thanksgiving day mom arrives and tells me that brother might come by in an hour.  He had ignored my invite weeks ago.  (Uh ok, sure).

Continued...

At what point does it not make sense to buy/ build a bigger home? My husband dislikes our house immensely (was his with former wife) and wants to move. Only owes $180k on it, we’ve been together 6 years and thus I’d rather just remodel. It’s the only thing we disagree about - moving or staying. He doesn’t want to invest one more cent in this house.

Don’t think if my self as depressed, but definitely struggling to give a sh!t recently. Covid, WFH and the craziness of the political drama is definitely a factor, but can’t help but think age and career point is more so - struggling to get excited after 30+ years of the grind.
Looking for suggestions

What do you suggest people under 30 do to put a stop to ageism?