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Associate -24 lpa. Ab khush

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Hey Fishes,
Got a offer from TIAA, Pune location for a Associate role. The variable mentioned is discretionary. When I spoke to the HR, she said it is capped at maximum 10 percent. Can you please let me know what percentage can I expect? What has been the average from past?
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8.5 years of experience... Associate level @TIAA

How much should be ideal package to ask for?

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