I know this question has been asked here before but for Chase Sapphire Preferred Card would the 100k bonus point come back anytime soon?
Also it says here 750$ towards travel. So does that mean the 60k bonus points I can use only for travel?

Hi fishes,

Need an advice.

I am a Senior Salesforce developer with 4.8 YOE. I have offers from-

1. EPAM (X lakhs fixed)
2. HCL technologies ( X lakhs fixed + 2 lakh variable)
3. KPMG(KGS) ( X lakhs fixed + 1 lakh joining bonus + performance bonus)
4. Coforge (NIIT) ( X +4 lakhs fixed + 1.5 lakhs variable)

Which company should I join considering
a. WLB
b. quality of work
c. overall company policies
d. annual appraisals

Please share your opinion based on your experiences.

Hi,
I got an offer from Deloitte India for consultant role.
I am having 2 YOE in SAP MDG. They are offering me 10.35 lpa CTC [9 LPA FIXED].
Is it fine or should I negotiate more?
Also I have offer from Accenture with 8 lpa fixed + 21% variable and 60k joining bonus.
Which is better to join Deloitte india or Accenture?
Looking forward for responses.
Thanks in advance!

Hi Fishes,
I have 1.8 yrs Exp and working in the Big data domain and have a few offers please help to decide on the comparatively better option based on salary, Work-life Balance, security, and Carrer Growth.

EY GDS: CTC 12 ( 11.20 Fixed )
Publicis Sapient: 16 CTC ( 14.5 LPA FIXED )
Neudesic (IBM) 16 CTC ( 14.5 FIXED + WFH Remote Complete )
PubMatic: 22.70 CTC + 2 lakhs Joining Bonus ( 16 fixed LPA + Other benifits, stocks, etc )

It will be very helpful if you can suggest with some reason.

Any entry points for people? I’m looking for pick some more Btc up at 80-90% retracement. I’d like to avg at 85% which is 3500

I am having 12.5 lpa CTC with 7.7 YoE. How much can Delta Airlines offer?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Recently I asked about my wife’s gold coins. Have a follow up. If wanting to “cash in” gold coins, where do you go? I have some clients that also got them and they aren’t as sentimental as we are lol

Can someone explain let's say base is 150 with 30k signing bonus. After year 2 you're telling me that I'd only make the base?

Not factoring RSUs into the equation.

What’s the point of giving just the people who are already getting a normal bonus a special “covid bonus” too? It feels like they are just rubbing it in for people who didn’t hit their hours and get nothing when other get even more than normal.

Happy Friday!!

After 1 month and over 200 applications with no luck... I just got my resume updated by a professional and I feel like $100 bucks hahah...

Any companies hiring for program or project management? Extra points of you can get me referred:)

E-commerce, retail, tax or technology field is my background

Thank you in advance
Was layoff one month ago

Ever since moving to hybrid work, my coworkers are always complaining about how much they hate their jobs, how much of a hassle it is to travel or work from home. How can you be expected to do your job when you're just so far away from everything?

Hey, I am appearing for a pre-sales engineer interview. It will be a sort of role-play demo session, where the team will want to understand how I present, how I manage a room, how I keep my audience engaged and also your technical abilities when asked regarding the solution. I have a liberty to choose any data science related product. I am essentially confused as to what product to choose, and how to structure the presentation. I would highly appreciate tips and suggestions. Thanks

Currently make 100k. Have about 12k of realized gains from stocks so far. Looking to get a new job that might pay 140ish. Should I just do a backdoor Ira for 2021 just in case I go over the limit? Any harm in this?

Planning buy Audi Q7. Dealer says there are no rebates and offering the car at MSRP. I know we can get it for much lesser. Any tips about negotiating?

Any United health group remote employees here? I recently accepted an accounting job and some of the onboard makes it seem like I’m only allowed to work from my home office. I usually spend a few weeks a year out of town visiting family and work during this time so I don’t have to use PTO but I’m nervous I won’t be allowed to do that anymore

Is this group still popping or??

Did anyone hate wedding planning? I’m constantly considering cancelling the wedding cuz I honestly can’t believe how much drama it’s causing with all family members.......

What red flags have you observed during an interview process that you wish you did not overlook?

Beware folks, There is an unprofessional lady HR in axtria
1. Will proceed for interview even if expected CTC is over budget just to waste your’s & interviewer’s time
2. Won’t inform you even if you are selected by the hiring panel in case any candidate currently being interviewed has a lower CTC ask & makes promises without being aware of what she can get on paper just to give lame reasons post 4-5 rounds of interview. INFO ISSUED IN PUBLIC INTEREST & SPEAKS VOLUMES ABOUT CULTURE OF AXTRIA!!!

First year, 5th grade math teacher and my students don't stop talking! It takes a lot of my time trying to keep them quiet than teaching. What do you use?

If a mistake gets sent to a client, who's to blame?

How do you carry a backpack laptop bag without looking like you’re running late to Calc 101

Can i get leave for 5 days during probation period at IBM ? I am going to get marry actually.

What is NYC Director level salary range for M&A advisory? Looking for both new Directors and Directors in their last year before Senior Director. Thank you!!

Anyone knows a relationship/new biz rockstar willing and able to help a new creative agency grow? Potential for partnership if right fit. SoCal area.

Allll right. Which one of you did it. Who’s deck recommended the redundancy of 800 p&o staff, and who’s playbook are they following…

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

What do people here use to invest money? Where do I start? I’ve always had a lot of money in my savings account but the inflation now doesn’t justify that anymore.

Can anyone refer me for any position in pwc . I am a fresher and did bcom honours.

There’s a memorial service for a friend’s parent in a church tomorrow. I feel really guilty, but I don’t feel comfortable being inside with a large group of people. There’s an outdoor burial after. What’s the play? Am I overthinking it?

Best books about product management for a good exit to industry? I already have an MBA and PMP but looking for a refreshed perspective since it’s been years since my formal education.

Currently reading “Product Managements Sacred Seven” but it’s geared toward the startup world. I am in healthcare and not looking for a startup role. TIA!!!

Best ways to identify your target audience?

Hi Fishes,

I spent 11 years in TCS and got an onsite after long time but due to fathers health i have to return back and i have decided to continue from India only. Now being in same organization for so long my Indian salary is very less and so decided to switch. Currently holding an offer and LWD is 2nd Dec. Just want to know your opinion.Shall i switch for career growh along with taking care of my father? Will i get corporate insurance similar to TCS ?

How do you predict the stock market? Let’s say SPY & QQQ.

Survey:
Lease a car at 0% interest for 36 mos, 15k miles, $5k down for $350/mo.
OR
Buy same car at ~ $450/mo with financing and 15k down.

Note: The car is a plug-in electric SUV, so lots of efficiency on gas, and it’s a second car.
Thanks!

This is my first time making real money and I want to learn how to start investing. Are there good resources (books, YouTube channels, etc.) I can educate myself with? What advice do you have?

PGA is building their HQ in Frisco, TX. Any thoughts on whether the property values will significantly appreciate there over the next few years? I am considering an investment property around there

Curious (and newbie here) what apps do you use to effectively track NW? These also to be more careful around expenses or any other benefits?

PSA - if you’ve moved around, search your prior addresses on the corresponding state’s website for unclaimed property. Just found a bit of extra money.

If you are still holding GME what is your gameplan. I am down 50% and still hoping for one dead cat bounce. I was able to sale on this Friday some of my stocks I bought around 80. Now have remaining left at 120 average. Just waiting now for bounce to 100. GME turned out to be vary expensive lesson about why not to chase momentum plays when you don't have time to watch it whole day.

Anyone know comp range for L6 non-tech role at Amazon Logistics?

Is NIO a buy ? For the long term ?

My wife and I are basically new to investing and want to buy $100 in stock just to start playing around. Any recommendations? Preferably something longer term than these wallstreetbets stocks.

Thoughts on robo advisors? Thinking of using Fidelity Go for my Roth IRA. Go or no go?

Is there a difference in company 401k match $ amount if I invest in Roth vs Regular?

Anyway to move RSU’s to 401ks? I’m just thinking the capital gains tax would be bad otherwise in the long run, right?

Those of you who are married, how did you split up finances? I make 3x more than my fiancee so I don't know what's appropriate in terms of shared banking accounts. Do you just put a percentage into a shared account, keep things separate unless shared expenses come up?

Any tips that work for you as a couple would be greatly appreciated 😁

PwC folks, I recently joined the firm. Can someone explain what Retirement Wealth Builder Plan is?

Trying to choose 2 funds to start my ROTH IRA off with. Looking at VOO, VTI, VTV and QQQ. Thoughts?

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?

Age & retirement account $ value?

Is there a good book to teach kids, teens and even college students about personal finance or should i write one?!