I need (1) a great rewards card personal and (2) a good business card for cash back/rewards. Currently have Venture Card for personal which I'm considering transferring to a Spark Card (still Capital one so I don't have to cancel a card, my Venture) and use for business, then signing up for Chase Sapphire Preferred for personal. I have 800 credit score. AMEX would be the obvious choice but I cannot get one yet since I'm blacklisted after an incident about 10 years ago. What would you do?

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Chase Ink and Sapphire preferred

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But then I'd either have to cancel my Venture or carry two cards personally to pay for fees. You think that's worth it to pay or to cancel?

Do you want travel points? Or crypto? Or cash back? Different options for each.

Personally, i think bofa premium rewards is super underrated especially if you hold your money with them or Merrill lynch. With platinum honors, it’s 3.5x travel/dining and 2.6x on all other spend.

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Good call, I do have personal and bidness accounts there

Help me remember, does the spark card have transfer partners where you can turn the balance to points or is it just cash back?

The green is unlimited cash back 2% and $150/year, the blue is unlimited 2x miles. Green is charge card like AMEX.

I don't find the cap1 cards to be particularly valuable. Another vote for chase products

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