I need to buy a primary residence within the next year, target cost $1m-$1.6m. I have about $1m in cash sitting in a 4.5% HYSA. Ideally want to keep monthly mortgage expenses to $5k once I buy. Should I sink all the cash into the house once we find it, or invest the cash in the market / buy a rental property and take on more of a mortgage?

Morgan Stanley or Schwab? Which brokerage should i choose?

Does anyone have a personal success story as an angel investment?

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Did anyone get a jumbo loan with less than 20% down?

Alright let’s be real... buy sell hold GME, AMC, BB, NOK tonight? (Looking for more than “to the moooooon!”)

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

AsSalaamuAlaikum Wr. Wrb.


People any of you think we might take opportunity of this tax filing season and help out the less privileged to fill our their tax returns??

Anyone get public service loan forgiveness? The stats of only 1% qualifying is always wild to me. I know people have made blatant errors (not make sure their jobs qualify, not consolidating their loans, etc) but still....

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

Guys, what platform do you use to trade US stock?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Hi Fishes,

Can anyone suggest some good Mutual funds to start SIP for 3 years.

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

In general I am proud to work at PwC and with Leadership. But every now and then there is a big miss or blind spots Looking at recent Leadership changes one has to wonder how a first year partner ends up running Strategy, Mkting and Comm's for a 9B firm?

Is there a file/list of average compensation by grade and firm for Australian consultants?

Hi all,

The status on my ibegin portal of TCS is showing evaluated. What is the meaning of this? Salary discussion is done already. How much time will it take approximately to receive the offer letter?

Could you help on TCS UK Onsite salary for C3A. Do we get part of indian salary also. Whether onsite salary depends on grade..

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Heard frm a friend at pwc that in consulting they have per diems. Is it for all practitioners and practice? Seems tight on budget.

If you had a magic wand to create an app that would make your life in the consulting world better, what would that app likely do for you?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

There’s no excuse that by the age of 25 you have never tried therapy. I’m speaking directly to the demographic in this group who I’m sure over 95% of people in here are earning 6 figures. Key word: TRY. I understand it’s not for everyone but to have never even attempted seeking therapy is a injustice to yourself and the people around you.

Anyone ever do Miami for New Years? Thinking about doing that since it’s last minute. Any recommendations or connects?

Anyone do fasted cardio with IMF? Do you use a pre workout? If yes, which one?

Family luddites ask about my work and immediately behave annoyed when I start to answer.

Did you know that forced pregnancy is recognized under the Geneva Convention as a crime against humanity and a war crime? Perhaps our companies can openly take a side on the current abortion issue since it impacts many of us and our work lives. What do you think? Civil responses only please.

What’s the most unethical thing you’ve seen OC get away with?

Any insight into working for Saiber? Salary for 6 YOE?

Hi ppl,
I am Poonam, Chartered Accountant by profession. Currently pursuing Diploma in IFRS from ACCA. I have recently relocated to Delhi from Bangalore. I am keenly looking forward to work in Finance & Accounts, Financial Reporting, FP&A profiles for 2 months now, but unable to get enough referals for Delhi NCR region. Do support, I am immediately available for joining.

Looking to get into implementation at paycore. Anyone have any salary or info on it? Would anyone recommend them as a good company to get started in implementation?

The old administrator at my department won't allow me to write on what I want, even though I thought that was implicit when I joined. Can I push her to allow me to take control of my research?

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Has anyone here used New Western to buy real estate deals?

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Best way to start wholesaling real estate?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Can I get a commercial loan without 25% down?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Does it make sense to refinance now? Current rate is 3.62, bought in 2019. About 480k left on loan. Need some suggestions.