Related Posts
Hi fishers! I have offer and signed contract with Deloitte UK and my start day is in the beginning of April. I need skilled worker visa, and we haven’t applied yet for that. Screening and onboarding is in progress. Immigration team doesn’t reply since reached me out 1st time. How much time does it usually needed to go through the whole process? How many days take for visa to be approved since application?Deloitte
If Tech Mahindra HR is telling that after joining he will take care of onsite. It is US project. So in U4 Tech Lead position is it possible to send someone US onsite in L1/business Visa?? Shall I consider the onsite opportunity what HR is telling?? Or I should consider other companies to join. Please suggest I am really confused. Accenture Tech Mahindra Tata Consultancy Infosys Wipro
More Posts
Ugh. So much work. 😩
Additional Posts in Consulting India
What is tax deduction on RSUs?
New to Fishbowl?
unlock all discussions on Fishbowl.



Credit cards by itself isn't bad at all. People with no financial discipline and bad habits like impulsive buying will have a hard time.
I am using HDFC credit cards (various premium offerings) from last 8 years. Never missed a bill. Make all purchases (only necessary stuff) using my credit card and accumulate reward points. I never spend more than what I can pay when the bill comes up (I am making purchases for the same value that I already have in my savings account. That means I am getting credit free loan for a month when my actual money is making intrest in my savings account). There are associated benefits like domestic/international airport lounge access (which I make use to the fullest) as well
+1
Chief
Credit cards are good if you pay the bills 100% on time.
Online stores these days provide heavy discounts if you purchase using a credit card. This is a good deal on the surface, but it may cause you to unnecessarily purchase things. Thus increasing your spending.
Ask them the annual fee for the same , also if you want a credit card go for amazon icici card, its free and comes with a load of benifits!!
I've credit card and it helps most of the times
Get the card and use it wisely
Build up your credit score
Never use more then 30% of your credit limit
If you have 30k alloted to you then don't spend more than 9k from your credit card.
Always pay full bill and never pay the minimum amount
Make sure you keep the credit limit or amount pending due 0 at start and end date of every month as banks send your credit info to credit bureau on those days