I wish people told me how expensive fixing up a house to get ready to sell it would be. Spent $40k getting the house presentable. Smh.

Should we keep MNLO stock? TIA!

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Anyone know good property managers in the Denver area?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Fish friends. I live in Kansas but am starting a new remote job working with a company North Carolina. Are there any tax experts out there who know how to not get screwed by how I manage my taxes with this new job?

Guys very much off topic .
Any housing project in Bangalore which you can term it as cheap and best and location not a constraint.

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

What is the value of / case for hiring a wealth manager with management fees (say 1% of holdings) as opposed to investing directly in ETFs/index funds yourself (through any of the brokers like Fidelity, Vanguard, etc.)?

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

Hi,
Anyone has idea about remote consulting opportunities in Kuwait. I mean how doe sthe tax structure work for the location? Would be beneficial if someone could help me understand it better.

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

How does the performance review session work in EY? I’m part of advisory.

Has anyone made the switch from EY consulting to CBS? Thanks!

Hi Fishers,
Want to know what current market standards are for below role and experience in service based company.
Tech : Java, Springboot, SQL & SSIS.
YOE : 2.7
CCTC : 4.8 lpa.
Pls help. I'm getting offer of 7LPA.

Maximize my postings:
1. Where does Macquarie group stand in the order of things. 2. Do you withdraw from an interview via mail or phone call 3. How many days after do you accept an offer if you want the job, do you wait till the last day??

SHOULD I ACCEPT THE OFFER?

I'm at a target uni for Big 4 accounting. I applied for and received an offer for Summer 2023 Risk&FinancialAdvisory - Technology internship w Deloitte. I'd like to get into Big 4 consulting ideally when full-time. I'm an engineering student - I'm not going to be interested in IT audit. Summer 2023 will be the summer after sophomore year, so I'll be declining the full-time return offer and I'll be looking for a different internship after junior year.

Do I need to list internships or graduate assistant jobs in my resume? I am six years into full time work but have been at the same company the whole time (different titles but the same role).

How does everyone explain their jobs to their in-laws? I need an explain it like I'm five explanation on my role and fintech in general for my family gatherings

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Looking through big 4 transparency salaries… does Baker Tilly just have awful pay for tax or is it just too small of a sample? Why do they pay 10-25% lower than all other firms?

Can anybody speak to how much they pay tax managers MCOL?

What questions should you ask during a phone screening with a recruiter?

I just got engaged on Sunday (!!) and my ring is just a little big. I’m reading online that most jewelers won’t resize a rose gold ring. Has anyone had any issues with this? I could go back to the family jeweler who designed the ring and would do it for free but the ring was designed in Michigan and I live in Chicago. Is it worth it to drive to Michigan to get it taken care of there?

I want to leave my captive company. I don’t think I am ready to be totally on my own even with a cluster group etc. There is an option to be subcontractor in another independent company. I can write she said like 300 companies in many states, it would be helpful because I have many friends out of state. Is taking 25% of sales for giving CRM and companies too much? Seems like a lot. It is like “owning your book” but I assume I would pay a high price if I want to totally manage myself in a futu

Anyone have cheap/fast dry cleaning recs? Preferably around Denny triangle/cap hill/first hill. Also looking for tailoring so I’ll take recs for that too

I used to see people who didn't care about current events or politics as intellectually lazy and irresponsible.

However, I feel burnt out on the constant stream of divisive bickering and toxicity.

It feels like ideas don't matter and pragmatism has become a dirty word for both sides.

For the first time in my life, I don't want to know what's happening in the world and I don't care who wins.

Apathy feels good right now.

If your GF is interested in a 3some, what are your thoughts on that? 🤭

Running behind on a date, tried to originally reschedule but he insisted, said I was on a call and instead of 5:30 could meet at 6:30 and at 6:15 he checked in, I said 20 more and then he cancelled...

What's your commute time to work?

Does anyone ever use their overtime meal to buy something else when at Walmart or Supertarget?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Any Property Management recs in Seattle area? :(

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Is it common for HOA to ask you to prove your car registration is up to date?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Do you thank your tenants for paying the rent? A quick thank you text?

Any one knows what’s the easiest way to order a radon test for new construction?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?