If I buy a flat in an apartment building in Hyderabad with 50lakh rupees bank loan and rate of interest is 9.8% and have pay emi of around 43000 per month for next 20years and where as I pay rent of 25000 per month now
So if I start making investment of around 16000 per month in SIP or mutual funds for next 20years
Which one is a good investment buying house or SIP
Please suggest

What are some good modern/post-pandemic personal finance books you can recommend?

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Hey ENGINEERS, anyone needs any assistance in Income Tax return filing, please DM me.

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

Hi new to dfw area looking to buy a house. How’s the commute downtown from Frisco/McKinney area?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Can someone on a Manager salary afford a $675k house on a single $140k salary? With 20% down?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Do we have to update the tracking and trading with details of like mutual fund, life insurance

5 years post-MBA and all my classmates are VPs in industry or Principals in consulting/IB (some are even Partners/MDs already). I sat in the same classes with these folks for 2 years — probably outperformed some of them academically. Yet, here I am continuing to struggle with my student debt payments, hoping that “Uncle Joe” forgives 20% of it. I’ll never have that kind of earning potential because I didn’t come from the “right background” pre-MBA.

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

MU & OCLR, stock bowl anyone?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

How do you handle a passive aggressive boss? Mine seems friendly but screws me over when it comes to giving guidance during difficulties in projects and project resources, he says mean things :(
I am new to the firm and very confused. Please guide me on how to deal with such toxic people.

Are there any good phone wallets that are secure to use and will work well with the upcoming hard fork? Someone mentioned mycelium? Or there are others in the AppStore.

Best to Worst in terms of work-life balance: Tech Trans, M&A or Capital Markets? (California if that makes a difference)

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

My background is in Visual Merchandising, and I am currently working in Merchandising Space Planning at a corporate level. How do I transition my transferable skills into E-commerce Site Merchandising to be specific.

Anybody here have a successful online course or program they sell?

Any MBB / OW / SKP 🐠 here and willing to share post-MBA Consultant salary range? TIA!

Anyone here know anything about Cope Health Solutions? Recruiter reached out about Manager level job. Looking for something that is faster paced than my current job but not as poor on work life balance as my previous role at Deloitte.

Asking for my partner, thoughts on living in Arlington vs Alexandria for McKinsey DC? Any good apartment leads are appreciated!

I have a brand that I just Create The brand is known as ANOVELX

Hello All,
can someone help me referral at citi pune, I have job ID with me.
YOE - 6

Hi! I have 2.5 years consulting experience & 4 years industry (B2B Sales) experience. What level should I be targeting for in cloud S&O. Is IC-5 too junior?

Joining Google soon - any good books/tips on doing well in Google/a tech environment in a non-technical role?

Need some inputs. My BU just went into a reorg which has benefitted me and I got a promise to a fast track promotion within 18 months of my joining. However, I’m passionate about a pm role and have got an offer for a rotation position. I’m not sure how to bring it up to my supervisor considering they made that promise only recently. How would you approach this situation

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

Dow is looking strong for short term. Any views ??

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Nifty reaching ATH but portfolio still at low 🥲

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

What stocks are you adding in this dip.

How much you made this month?

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!