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Hi Guys, Please help in which one to select from the following, I'm really confused
Eli Lilly and Company - X CTC (~13% variable) + 2 lac joining bonus, location Bangalore
Thoughtworks - X CTC (including 1.5L other benefits) + 1 lac joining bonus, location Pune
Gap Inc. - X+1 CTC(~8% variable) + 2 lac joining bonus, location Hyderabad
Priority is learning and wlb
Notice remaining- 1+ month
YOE- 2 yr Skills- Node.js, Vue.js, AWS
Eli Lilly and Company Thoughtworks Gap Inc.
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Company Sopra banking Software Location :- Noida
CURRENT OPPORTUNITIES – Support
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• Unix Developer – Exp. 6 to 8 years http://d.rfer.us/STERIAfOT4cR
• Cobol Developer – Exp. 4 to 6 years http://d.rfer.us/STERIA67o4cN
• Oracle Support Engineer – Exp. 2.5 to 6 years http://d.rfer.us/STERIAt964cO
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It doesn't matter, but the match will go into a traditional 401k because it can't be taxed if you don't receive it.
401k gets the match. And it does matter. 401k uses tax free cash thus it will make more money compared to a similar Roth that had its funds taxed. 100 bucks in 401k that makes 10% gets, $10 of growth. Whereas Roth would have the 100 taxed at say 30%, thus $70 Roth would only make $7.
And that doesn't even include the company match to 401k
You contribute a percent based on gross income. So if I contribute 6% of a 100k salary I'm getting $6k in my account either way. Only difference is one is pre-tax and one is post-tax. The actual amount in the account is the same.