If you want to use home equity to do a down payment on another property what are the downsides to doing that? Specifically Canadian home equity.

The more I read about real estate the more people say to do just that and let the tenants pay for the mortgage. Granted, I know things can go wrong with tenants. But it seems like a win - win in my books.

HELOC gives you access to money at the lowest interest rate and allows you to use the money you've appreciated tax free vs selling and using $.

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

How’s litecoin doing? Thinking to invest in it.

Does anyone use yieldstreet or crowdstreet for real estate investment?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Okay finance lawyers. I don't understand this issue. Client says books show we're highly profitable but we have no way to pay our tax liability.... Well where the hell did tbe money go ? Client also claims that they are only taking a small portion of the revenue as profit. I don't understand how your books can be different than reality.

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Brand new into my career and I’m trying to juggle wanting to max my 401k, Roth IRA, and HSA, while also saving for a down payment on a house! I realize that with my current salary ($78k) doing all this is too ambitious. Any advice on streamlining my priorities and which ones I should give up on for right now? If anyone else has gone through something similar early in their career what did you do?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Anyone start later in life? About to turn 32 and my retirement savings are sad.

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Does anyone here have a Tesla? Should I do it???...

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

Hey guys, question regarding new years resolutions. Anyone know some good books about how to lead better and step up to become a great CD?

Is there a shuttle service from DIA to Aspen? Or am I better off just flying into Aspen?

EY GDS vs DELOITTE INDIA..?

Which one is better in terms of wlb, hike, career growth and job security.

Can anyone please help me understand what are the roles and responsibilities of a Principal Business Analyst and how is this role different from Senior Business Analyst? Also, would appreciate tips to crack the Principal Business Analyst interview. Thank you

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I strongly believe new hire onboarding should not sit in the HR/People Operations space but should sit in the HR Coordinator/HR Generalist space. As a new hire, they should be able to have a confirmed point of contact especially during their first 90 days and People Ops should not be that point of contact unless there’s system or access issues.

Hello everyone! How do you manage holiday pay when the holiday is on a Saturday/ Sunday. For example, if I have someone working on Christmas (Sunday), they should be paid 1.5 but what if they work on Monday as well?I know this might sound silly to some people but I’m covering for payroll for the holidays and I don’t want to mess up!

My wife is incredibly stressed out and unhappy in her career. It’s been affecting our marriage significantly. I just had a conversation with her where I asked her to stay home and I said I’ll fully support her. It seems like she took it well.

I currently work as a 3rd year associate at BDO, soon to be senior associate in South America. As a foreigner what are my chances of gettin a job at a big4 in the US?

Looking for an entry level remote tech position. Honestly not picky, current TC is 111k anything close to that would be appreciated.

Hi fishes,

Looking for devops opening.
Yoe: 2.3
Certified in aws and azure.
Tech/tools: Kubernetes, aws,docker, Jenkins, gitlab, terraform, Ansible.
Let me know if any leads..
Thanks

Has anyone worked at Cole, Scott & Kissane? Received an offer this month when I graduate law school but I’m hearing mixed stories.

#HiringAlert #Vacancy

There is a vacancy for a Digital Marketing Specialist Role with 2+ years of experience @ Space Green Projects. Interested ones can come to location and discuss. It's an on-site Role.
Location: Lakdikapul, Hyderabad
Contact: +91 9121481152

Hey how is appraisals in altimetrik ??

How is Pimple Saudagar location ? are there any resale flats available on kunal icon road.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Is it common for HOA to ask you to prove your car registration is up to date?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Planning to call the bank today, but wanted to ask this here to see if anyone has experience with something similar.

I found a 6 unit property ( 5 apt + 1 coach house) that I’d like to buy and convert to a 4 apt unit. Is there any way to qualify for an FHA 203k loan since it will be a 4 apt unit after renovations?

Thanks!

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.