I’m a lazy investor and don’t want to think about my money, so I invest my Roth IRA and 401K into a Vanguard target fund (2065). Should I be doing more with my money?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Hi Fishes,
I've got offer from EPAM System and Fiserv. Which one to join in terms of management, appraisal/hikes, benefits and growth? Both are offering similar compensation.

Hi Nokia folks! need your help. I am thinking of switching from Deloitte USI to Nokia is it a good idea? would you recommend it?
tech: azure data engineer
yoe: 3
What salary range can I expect? Hike and other benefits?
Thank you!

Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

SNAP - 5/22 $18p, b/e $16.86

There has to be a point where focusing on minute details generates diminishing marginal returns.

I want to buy a used car for work, is 2012 Mini Cooper for 13k a good deal?

Looking at buying a house in Charleston, SC, then I want to get back to buying rental property. I already have two but would like to grow to 10 in the next 5 years. Is that possible and what are some ways to get some capital.

Anyone heard of Prescient Healthcare Group?

Has anybody invested in Yamuna gaur city or planning to do so?

Trying to chart my next move and not sure what direction to go. All I know is I’m tired of being always “on” in a client-facing environment.

Any podcasts, books, etc I can read for insight into more internal roles like biz ops, corporate dev/strategy, other??

4 YOE total all in consulting. Currently a SC. Clients/work have been commercial healthcare implementation & public health strategy, risk, process imp etc.

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

I remember when I thought $100,000 salary was SOOOO much money

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Marriott or SPG credit card (for the sign on bonus)?

Hi Fishes,

Got an offer from TCS for the Bank of America project. Is it a good project? And which location should I choose Bangalore or Mumbai?

How to refer someone for a role at JPMC?
Not general refferal, but for a specific role?

How’s the LES? Would you live there?

I signed up for in-person DLaunch. Any idea where they’ll send me? I’m based in the Philadelphia area. Start date is March 7th.

Hello folks,
I have an offer in hand by value labs and Accenture and I’m more leaning towards valuelabs. However, I’ve seen a lot of comment online which were made in 2022 and before as well that the job security is an issue in value labs and they will fire a chunk without any prior notice.
Is it true?
I would really appreciate if anyone can shed some on light on this.

Hello fishes have an interview scheduled for power programmer for Microsoft Azure .net technology. In the mail it has been mentioned the interview would have coding, so will that be technology based coding questions or DSA programs ?

My wife recently put in her two weeks and half the people she worked with are just ignoring her messages. They asked to work longer but bc of her new company she cant. Shes moving for about 60% more pay from external audit to senior accounting. Shes extremely sad and im confused why these firms are so uptight about this. She is giving them an additional 4 days which she wanted to use on vacation. Did she do something wrong?

Has anyone built an emergent learning group in your consultancy or company that focuses on reflection, feedback, problems of practice... But amongst designers staffed on different projects/clients? How did you structure it? How did you maintain it?

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

Anybody here an Account Manager at AON?

How do you like it?

What company runs the background check?

Does the ambit and application of ethics vary per the rank and profile of an employee in the organization? For instance what would be an ethical take on the Amazon VP quitting over virus firings?

Has anyone gotten involved with writing articles/thought leadership in tax or related subjects and how did you do it?

Hello I keep seeing a lot of job listings pop-up for CrowdStrike. Has anyone worked there previously or presently? What are your thoughts as the feedback on Indeed versus Glassdoor is a bit conflicting.

New in San Diego and want to explore the city? Me too 😂 comment bellow. I’ll send a message 🙌

Should The Flash be canceled because of Ezra Miller's behavior? It's sad to see how he's gone off the rails.

Why do we call reality TV reality, if it really isn't reality?

Hey All! Is there any circular by Government of Maharashtra mandating 50% office attendance? From July 1?

I want to hear your horror stories as a service provider. I'll start. At a previous company... we were contractually obligated to have deployed (and provided 24x7 monitoring of) an AT&T Cybersecurity product suite for a managed network client, but we never deployed the solution. They paid us for the 24x7 monitoring and the software for MONTHS. When they realized it, we owed them almost $27k.

Hello All,

I am looking for yours suggestion. I am looking for to take admission in IIT Madras Bsc. Data Science course. Should i go for this?

Thanks

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

Will markets jump upwards the day Putin dies?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Saving for a home. Should I save my money in a CD or savings account?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

Leave it to a 2% dip in a day to send people panicking lol

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?