Im going to close my checking account at Bank of America and get a new credit card (because mine doesn't give me many benefits) and have been considering the below 2 options. Any thoughts or suggestions?

Option 1: Capital One

- Capital One Savor Rewards card with $300 Bonus
- Capital One Checking (No Bonus)
- Capital One Savings account

Option 2:
- Chase Freedom Unlimited with $200 bonus
- Chase Checking with $200 Bonus
- Capital One Savings account

Are 401k’s really worth investing in these days? What are the % returns you guys have been seeing for the last few years? For those that have been working before 2008, how much of an impact did the housing crash have on 401k and how much did the recent COVID pandemic affect it?

What is your favorite part about being a realtor?

Hi all,
Can someone pls explain and give numbers for the cost of living and salary for a fresher with 2 years experience in design (other fields eg.s also welcome) in US, UK and India. I understand the figures would depend on the city but I'm looking for average. I plan to use this info to decide and plan for my masters abroad in terms of breakeven, etc.
Thank you

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

What is the average salary for analyst for client onboarding in investment banking in india

Kayakers, what are you driving? I have to upgrade our sedan and already have a pilot but was thinking of something to help transport a couple hard shells around compared to the inflatables we use now. Bonus if the car has great tech. Thanks!

Salary range and insight into benefits at Guidehouse for managing consultant? I’ve had 2 interviews so far and am looking to get more info into TC, culture, WLB, etc.

My thoughts on the candidates:

COVID: Biden
North Korea: Trump
Economic Boom: Trump
Economic Recovery: Biden
Healthcare: Biden
Trade With China: Trump
NATO: Biden
Immigration: Split
Race Relations: Biden
Environment: Biden

What’s the comp range for L4 Product Strategy/Ops in Mountain View?

Curious what the base and commission structure is for inside sales and associate director of sales in biotech (also anyone else who wants to share pls put industry). Paid hourly or salary? At the biotech company I work at avg inside sales is $62,632 with a $3500 per quarter cap. Commission structure is % based on sales quota reached vs capped (not a direct % of sales). I’m underpaid at $53000 with $3500 cap per quarter.

Any accurate figures on Principal salary in UAE fixed+bonus? Are Principals engaged in commercial activities/platform building or just senior PMs with higher pay? Also how is first year partner compensation structured?

Hello everyone
Could anyone help me understand the salary range for an ESG consultant with 4 years of relevant work ex and 6 years of total work ex in Brookfield properties?

I feel like I've been lowballed, can someone explain the below breakdown please?

Base salary: 60k
Quarterly quota (per quarter): 107k
Quarterly bonus (per annum): 23k
130% Annual bonus = 11.5k
"23% commission on quota minus base": 37k (don't understand this)
"Proposed 23% commission on 150% quota minus base": 86.5k
Sales commission threshold per month: 22k
OTE: 122k
Cost/Sales: 28%

That base salary is lower than my previous base by a significant amount by 32.7%

How is American Express as a company for Automation Engineers? .. Is the work good? How is the appraisal cycle and hike?
Will it be a good decision to join Amex leaving oracle. The hike they are giving is 30% on base salary.

At the donor egg phase and just not dealing with it well. Having all kinds of regrets if I tried hard enough. Maybe should have ate better, tried all these different things. Did I do IVF too quickly? Some say IVF makes your eggs worse. Is this true???

Hi folks, how is the salary 5k euro per month (after tax) in belgium? Pls comment.

Dropping an offer of 95k GBP in UK (strategy consulting + relocation for family with 2 small kids) owing to comfortable family and job situation at home. 38lpa fixed. Wife working with 6lpa fixed. It's definitely a feel good - right?

What’s a fair expectation for my first raise? Publicly traded co with ~2500 employees. I’ve been doing litigation with the company for almost 3 yrs and have only had a 2% cost of living raise so far. Graduated in 2014. Base comp is $127.5k in the Philly area. I see salaries all over the place in this site and it’s hard to tell whether mine is competitive.

So I get that in a corporate set up, you are supposed to be sharp and witty and think on your feet. Trouble is, I am extremely slow with comebacks. (Think Ross in Friends/Amy in B99) at the crunch moment, I generally end up not being able to give a good roast back. Unfortunately the best of them come to me like a few hours later (dinner/shower/TV) and I am left ruing and amazing opportunity to have gotten one back. I am awful at jibes and roasts.

Anyone else suffer from this?

Car collision repair shop recommendations? No idea where to start. 🫠

I have a question for you guys:

What's the best way to get my hands on some free traffic?

Has anyone talked to a therapist or professional about being unemployed? At this point I feel like it's making me depressed. Are there other unemployment support groups out there?

I have 2 Cathy pacific business class seats on hold from NY to Vietnam via Hong Kong in December through AA miles. If I need to cancel, will I get my aa miles back even with it being booked on a partner ?

Hello, we've recently started a community focused on FAANG interview preps. Wondering what kind of content people might be interested to see in such communities.

What are your thoughts on talent intelligence?

Since disconnecting with past stories my reality has drastically bent. My stories programmed my reality, attracting what I told myself I was/wasn't.

How much higher should my 1099 hourly rate be compared to hourly breakdown of annual salary? Like add 30% for taxes, then roughly how much more considering no benefits etc. - like 10-15%?

Hey anyone willing to swing a referral for roles in change management consulting or healthcare consulting

Hi
I wanted to know, the hr is telling the variable pay will be credited to salary every month, but nothing as such mentioned in offer letter, so wanted to know is is true?

Does anyone have suggestions for a refresher course/presentation on critical care? I'm an OB/GYN wanting to keep myself educated.

Anybody interested in opportunities at ZS? DM me for referrals.

Are there any youtubers you would recommend for watching for stock picks advice?

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..

Thoughts on VBIRX as a short-term (1-3 year) savings vehicle? Split with a HYSA.

Any good non-tech stock buys?

Is $4,500/month too much for mortgage (taxes, insurance, HOA incl) for HHI of $190K? If yes, what should be the max per month?

I’m 30 and my spouse and I want to save a million dollars in 15 years by age 45. I figured 1,000,000/15=66,666/yr need to save. To get to 66,666/yr, need to contribute:
-401k at 19500k x 2
-Roth IRA at 6000 x 2
-remaining $7833 x 2 in a brokerage account

Does this look good? Am I missing something? With discipline 2 people can save 1 million in 15 years?

Deciding between 20 vs 30 year term life insurance. 33 years old and just had first baby. Anything I should consider to help me decide which horizon makes more sense?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Noob question: I exited an ETF position on TDA however the funds aren’t available for me to plough back in. Any suggestions on how long it takes for a trade to settle?

do you prioritize maxing out your 401K or investing in something that has a lot more potential to grow like stocks? and why?

First baby, already saving in a 529 and UTMA Brokerage for him, what else can be done? Open to ideas on how to best set him up for future success - at least financially

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Thoughts on CCIV now that Lucid Motors is in talks to go public via SPAC? Some suggest Tesla would’ve competition from Lucid given their technology is superior.

🐟 - I rolled over $100K from old employer 401K to Fidelity Rollover IRA. What implications does it have on my ability to do backdoor IRA? We do not qualify for Roth due to income limits. TIA.

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

35/m sole earner for a family with 2 kids. Want a life insurance with a ~$2m payout (to cover nice funeral, mortgage, kids college, spending money for the wife until she finds husband no.2 etc). Should I go with term, permanent or one indexed to a fund? Also, should I get one policy or is there any advantage to taking out multiple?

Have to use a financial advisor due to inheritance doc requirements. Where can I find the best low cost advising? Even if it’s automated or the low monthly fee with an annual review - I think those fulfill the requirements I need to meet. Thanks!

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?