Bain & Company I’m joining Accenture ATL as a Strategy Analyst in September. How often should I expect to travel?

I’m looking to apply for the Chase Sapphire Reserved card with a $550 annual fee—worth it IF I travel, which is why I ask. Would appreciate any advice on credit cards as well.

McKinsey & Company Bain & Company Boston Consulting Group Deloitte L.E.K. Consulting Strategy& Simon-Kucher & Partners

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If you only plan on using rewards for travel, then I'd recommend Capital One Venture. Lower annual fee but still high rewards, in case you don't end up traveling for work as much. Personally, I prefer Chase Freedom. Zero annual fee. 1.5-5% cash back on everything, no limit and you can just collect your rewards in straight cash. I've made out like a bandit with that card, including travel expenses.

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Credit cards are not affected by supply chain issues, so no 24 months waiting time. Why not just wait and see? Highly dependent on a million things how much you will travel

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I have that card. I’ve had it since before I was a consultant and travel enough personally to make it worth it. I’ve found that you can usually choose if you want to travel or not. Most roles are up front about it

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You likely cannot use a personal card for work travel, so you shouldn’t be basing your decision on that

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Confirm Accenture let’s you use your own card for everything but flights.

McKinsey is much stricter requiring charge code and corporate AMEX for everything but hotels. Honestly don’t mind since I don’t want to spend my time doing expenses

Wait until you start and get a corp Amex then apply for the platinum with the $150 annual fee credit. Better card overall anyways, especially if in ATL and fly delta a lot

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I just switched from reserved to the venture X capital one card, think it might be a better deal

You will travel as often or as seldom as the client requires your services on-site. Most clients, and therefore most of our employees, are still in remote/WFH mode. So there’s no definite rule on travel tempo at this point.

I would not plan a lot of travel as an analyst. Post COVID clients are questioning the value of having really junior people on-site after proving remote can work for years. Certainly there are times when it is necessary or desirable - but again I just wouldn’t count on it. I was out 3-4x month pre COVID, now every other month.

You should find out if Accenture allows you to use your personal card for travel or not

They do

I have that plus the no fee chase cards. I think it’s worth it - after all the reimbursements the fee comes wayyyy down.

I use my reserve for travel and dining, unlimited for every day spending, and freedom for the bonus category. You can then transfer those points to the reserve for the multiplier when you book travel. Basically enabling you to max points across the various chase cards

I traveled every week for the first 5 years

Love the CSR

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