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Keep the Amex gold, don’t bother switching to platinum - I personally like the VentureX over the Chase Sapphire, but do what’s best for your spending (feel free to lmk if you want my VX referral!). Also I recommend Marcus High Yield Savings acct! Again, ask me for my referral for an additional 1.0%APY 😊
For regular banking, I would go to a credit union, not even a bank in your area. Many banks carry fees on monthly checking accounts and savings accounts. Some credit unions do as well however, usually a credit union will be less fees and lower APR‘s for loans, credit cards.