I’m on contract to buy a new built home next year for about ~$500k but it’s far north of DFW. Recently I’m getting worried that it would be better for me to buy an older home but closer to the DFW for the same price. Disregarding rates for now. Commute to work is something I’m iffy about too.
Question is: New built home/longer commute vs older home/shorter commute and proximity to some locations.

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

If you were to buy only one, ARKW or ARKK and why?

Folks, investing newbie here. Planning on using the Bogleheads recommended 3 fund portfolio. Opened a tIRA with Fidelity and have been reading about their 4 fund portfolio which is in line with Bogleheads.
Question: I'm looking for a step by step video on how to go about selecting investment options. As a newbie, I know what I want to invest in, but I'm not sure how to do it. Any tutorial videos that walk you through the process? E.g.- click here to select, click there to confirm.

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

We are 3 guys looking for a 3bhk flat in Kharadi/ Viman Nagar/ Kalyani Nagar

Budget:
If unfurnished 40k
If furnished 45/50k

Brokerage: Atmost 1 month is acceptable

Any lead is appreciated. Even relevant broker contact

TIA

HBS admits - does anyone know what is the max income threshold 3 years combined to qualify for financial aid?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

What are some things to look out for when buying a house? closing fees, penalties, refinances options, inspections,....

I’m currently signed on a contract for my first house for new construction that has gas heating. I have not lived in a house with this before and this entire time have been battling the anxiety of it even with detector. The house, location, and price is all everything I could dream of. Any advice on what to do in this situation?

Best stocks to buy/DCA into during the continued recession/incoming pain?

Will I ever get over my poverty mindset?

I grew up very poor. I get extreme anxiety and shame when I spend money above $20. Deep down I feel like I should scrounge and save every penny. I use bath towels that are 10 years old and threadbare cause I can't bring myself to buy a "luxury item" despite making oodles of money and have a ton saved and invested.

Anyone else get over this?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

Which company and team do you work in?

Hi Y’all - Moving to Dallas soon and looking to buy a house. Wanted to know if Mansfield is a good, safe area with good school districts? Also, how would the commute be to North Dallas? Thanks in advance.

Anyone have belt recommendations?

Anyone wear baccarat rouge?

Help! I’m keen to make the pivot to FAANG + Microsoft in a Product Manager capacity. Any key resources folks suggest? (Particularly as it relates to online courses and Discord’s/groups where folks practice mock interviews?)

What is everyone's long-term career goal with the clinical research field? What do you hope to be doing in 10-15 years?

For those who pursued MBA or MHA several years after practice, how did you use your degree?

Hi 🐟,
I have 2-offers which one is better to join
1)Bosh (18+4jb)
2)epam systems (25+1jb)
yoe-4
Qualification: m.tech
Tech stack: C,Linux,C++, Embedded system

Do you guys recommend the Apple AirPods? I have an Apple Watch and an iPhone

Anyone else has two Amex plat and why?

For those who joined in December month, did you guys attend the new hire orientation meeting from the office or virtually ?.

I have an urgent situation that I need advice for: what job to take? I currently have 2 job offers. Offer A (Scientist 3): 70k with full benefits including 15 PTO days and 5k tuition assistance yearly. It was sent to me last Wednesday and yesterday they left me a voicemail asking for a decision at my earliest convenience. Offer B (Manager): 76k with full benefits minus tuition assistance and only 5 PTO days first year (15 days after). Both companies said they'd groom me to take management roles.

I randomly get depressed

Any advice on how to spice things up in the bedroom?

Do you recommend any songs that help you focus?

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

How is the GSAP tech allowance taxed? Bonus or income?

12/1 CheckIn: What’s everyone’s workout plan today? 🤗

Heading to 6:30am barre to celebrate our bowl hitting 1k members 🥳🤩😜

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Anyone ever heard of Credigy?

It’s 2020. Is a small dainty nose ring still perceived as unprofessional in the workplace? I work in the finance industry.

Is this the end of days for our love affair with cryptocurrencies?

Poll: your salary sell-side research analyst and which year are you?

How important is seniors/managers setting an example? It seems these people believe they are entitled or privileged at Barclays and morale is suffering as a result.

Any insight on CAIA? Difficulty and whether it impacts salary?

How are holiday party expenses handled at your firm? The MDs on my floor usually split the cost out of pocket.

What's your morning commute reading material?

Are cover letters important if they don’t ask for one? There are so many job postings and applicants I can’t tell if they would be beneficial to show effort or just a waste of time to write with how little time I assume people are looking at applications with the mass hiring going on. If I should be writing one, any advice how to format?

Tip for anyone taking the CAIA exam, get UpperMark. Was using willey and was abt 1/2 complete and borrowed a friends test bank … night and day much harder and honestly was more like what I expected

I’m in a final round interview with EY for entry level roles. Does it affect me negatively if my recruiter knows that I’ve offer from multiple other big 4 firms? I received a form to fill where It asks for any offers that I already have.

Whats the salary for a senior compliance officer in miami at an investment firm?

What does your firm offer in terms of career development and support and how would you rate the quality of those initiatives? I feel like I've plateaued and haven't grown professionally for some time.

Recommendations on buying work shoes for guys? Any new designs? Favorite company? Need to buy two new pairs.

Has anyone done the GARP Financial Risk and Regulation course? Was it educational? Did you do the FRM after?

What did the zero coupon bond say to the straight bond?

Anybody need a new quant? I'm looking for a move.

Transitioning from line of business familiarity (understanding financial statements) to... real(?) Finance (bonds and cap markets and other debt sales) any advice on books or resources to learn really from step 0?

Hey all I was wondering a pay range for a financial compliance analyst with 3 years compliance experience and 7 years as a registered assistant preferably UBS?

I am investing as a beginner. What is a good company to start a brokerage account with ? Fidelity, Ameri E Trade, ML? I’m looking to put my money in index funds.