I’m wanting to get my first updated credit card. My current card is free with 1x points and I’ve had it for ages, but I like that I have no foreign transaction fees and it’s Visa so I can use it at Costco and Abroad and don’t have issues. I’m considered the Amex gold or plat, but know that Amex isn’t as widely accepted abroad so would keep my visa too. Between the gold and plat, any preferences? It seems like the gold is a better daily card and the plat is better for use on travel

Has anyone used Gideon Strategic Partner for investing? What was your experience?

Joining Deloitte. I just submitted my documents to immigration. How long will it take to file my H1B case with USCIS? It’s wired big company like Deloitte is using third party law firm for H1B transfers.

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

Has anyone ever gone out to the W Hotel on Capitol Hill? Is it like a bar/club? Do you recommend it?

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

Top 5 coins to buy?

I just got a promotion that will involve 90% travel, I am excited about the role, but I have kids and me travelling means no one to take my kids to day care on days my wife works as she resumes 6am.

Who is excited for Tax season? Woot woot!
What's the highest refund you ever received?

It grinds my gears that my manager always uses smiley faces and explanation points in his emails.
ae. Hey! The report looks great :) let’s add x and y to the slide! If any edits need to be made I’ll do them tonight :) Let me know if any questions!

Smfh

Does anyone know if it would be possible to negotiate scholarship $$ with Kellogg after I've already committed and submitted my deposit?

Best way to get to Australia (SYD/MEL) on points? Looking to go business from either IAD or JFK.

Does anyone know a Shariah compliant mutual fund that won't violate Independence policies?

Is this the official Amex Fishbowl?

Any good non-tech stock buys?

Any 35+ male 🐠 want to chat and see where things go? 33F in a smaller East Coast US city but very willing to travel to meet in person if we actually hit it off.

If you bought a United Flight with miles can you change your flight and book with cash? I don’t have enough points for flight I want to change to and app is only give me miles option

Any hotel recs for Berlin? Preferably one that has a nice rooftop lounge/club. 🙏

Can diabetics get long term care?

Any single 💁 want to grab a drink? Glasses, beard, 6'2"? 🤓

If I apply online (without referral) and don’t get a response or get rejected immediately, does that count towards waiting 6-12mos to apply again?

Producer at a VFX company here - coming to SF for screener presentations next week. Any recos on who I should reach out to? Anyone up for a drink? Any connections would be so very appreciated. TIA!!

HELP!
I have raw sales data on one tab, which includes a sales rep ID number. My second tab has that sales rep ID number in column 1 and the rep name in column 2. How can I get the rep name added to the correct line items in the raw data?

This quarantine period is really messing with my structures for WLB

CFP study programs:

I'm a little confused on Danko - does he offer a self-study option for the coursework requirement? On his website it looks like each module has a 4-day virtual class which I wouldn't be able to attend due to working full time. Does this program also include self-study material, and the classes are just supplementary/optional? I was also looking at Dalton for self-study and Danko for test prep. Thoughts?

TIA

Thinking about going independent and operating out of my home office. Does anyone have any thoughts to share about that? I’m wondering about clients coming to my home and FINRA issues.

Are people with criminal records allowed at any corporations? I don't have one, I'm just wondering what level of misconduct is allowed on a background check for a large company to still consider them?

Thoughts on the lumanity acquisition of clarion? I was a bit surprised, the clarion name seems bigger and I had never actually heard of lumanity, but maybe I'm just out of the loop.

Hi guys, how long it takes in Accenture to get the offer after we have submitted all the necessary documents?

Is it good to invest through fisdom app in mutual fund or suggest better way

I’m interviewing for a marketing manager role at a company based in SF. I’m genuinely excited about the role and the company but we’ve yet to discuss salary. I expect to be asked at some point, but my research has given me a VERY broad range. So I’m here to do a bit more research. I’ve got 5 very relevant years of experience and will have an associate manager directly reporting to me. Are there any marketers out there who can share their salaries in similar regions and experience levels?

Hey all! Need a couple book recs for an upcoming beach trip.

Looking for a great non-fiction, relating to travel or world history (not just one moment in time). Could also be about the marketing world or memoirs of a business leader kinda thing.

Fiction wise I also like fantasy, paranormal, and romance. Some fave book series are the Black Gryphon from Mercedes Lackey, Game of Thrones, and From Jamaica Lane series. Similar books?

Going off another post, what are some examples of issues / solutions ODD Solves? I’ve seen consultant reports when working on a deal but I believe those are put together by a consultancy’s CDD group? What outputs do ODD generate

Any F 🐥/🐠 from San Jose here? 👋

If you’re in a relationship (even a happy one), is flirting fine or walking a line? I think consistently flirting with the same person can be shaky, but what about strangers if you’re out?

39M in West LA, looking to meet someone for drinks and see where things go! (Never married, no kids)

My date won’t share his playlist with me (I can listen to it but he won’t share it). Just curious, is playlist a big deal to guys? We are both at early 20s and only dated for a week

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

My company just announced that they will stop matching for the 401K until 2021 (sigh). Do you think I should lower my investment percentage to get more liquid assets that I can use for buying an investment property at the end of the year and extra funds available for school as I return for masters? Or is there a better way to get returns?

do you prioritize maxing out your 401K or investing in something that has a lot more potential to grow like stocks? and why?

35 yo with 340k in 401k. Same amount between investment and savings. Would it be stupid to lower 401k contribution to pay down mortgage faster? (250k remaining, 2.5%/15 yr).

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

4ht July fireworks happening tonite

I’m getting ~2k in federal tax refund this year. Why is it so high? I heard that most ppl pay additional tax or get smaller refunds. Is my salary being withheld at a higher rate? I’m in my second year of employment.

Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

What's your target retirement savings? Target age? Combined or single?

Looking at real estate vs stock market returns. How much ROI have you seen your real estate investments yield over the years on average? I know there are so many factors. Just trying to see if RE is worth it given that I will lock in a large amount if cash.

How do you make side moneys? Any apps or websites that would allow me to do work online and get paid? Thinking about bookkeeping gigs or something similar.

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

Opening my first CD.. thinking of Marcus.. any suggestions?

Im looking to buy a home, program is zero down (no PMI). I make 150k base salary; take home 8k mon. Im looking to buy a house under 350k in my area. Im looking at a payment of about 3k including prop. taxes in a newly gentrifying area. My plan is to house-hack and in a year move out. Is this monthly payment too high? I have under 10k student loans (will get wiped) and no other payments. I want to make sure I can afford it even without tenants just in case.

Short the vix?

What are some good HYSAs right now??? What rate are they at??

What are the key low fee index funds I should look at? For the US Domestic markets. I am not looking to beat the overall market but at the very least match it.