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Mentor
It would be fairly easy for you to run the numbers both ways in any tax software
I’d guess taking the standard deduction will be sufficient in most cases. That’s why it’s “standard”
Mentor
People who pay for an accountant usually have special circumstances. Rental properties, active stock trading, small business owners, etc…
The average W2 worker who doesn’t have any of that activity is burning money by paying an accountant to prepare their taxes
Do an amortization table on your home loan to see how much interest you paid, and if you have anything else that can be itemized, add them together. If more than standard deduction then you take it. But based on the house value alone I think you can only take standard deduction.
TurboTax will recommend the best option once you’ve entered all our information.