In dilemma: to keep our current primary home or sell it. It’s is in very desirable location with mortgage + HOA: 3200 and would rent for 3500-3600. Purchased as married couple but now with 2 kids, need a bigger space. With home prices so high and high interest rates: New home would be 5500, leaving behind 1000 savings after everything else. What bothers me keeping the house and it stays vacant a few months, it would not be possible for us to pay both mortgages.

Who else is reeling under the pain of taxes?

December 31, 3018
Bitcoin: 30,000
Ethereum: 2500
Litecoin: 1000
Bitcoin Cash: 12,000
Ripple: 12
Cardano: 7
Neo: 500
Eos: 120
Dash: 3000

Has anyone made the move from US to Europe and kept or increased their current salary? From all anecdotal evidence I've heard, you lose money moving there.

IMO It’s only a matter of time that Cuomo closes the entire NYSE. If you are holding short term options, consider the risk.

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

Hi - any good books recommendations for getting started on real estate investing?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Best resources/books on getting personal finance in order?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Does anyone rental properties and is interested mentoring a newbie (me)? I own my primary residence, and have for years been excited about investing in rental properties (listen to Bigger Pockets podcasts, have some markets in mind), but I have trouble determining what route I should take and how I should get started.

Have 20k, what’s a good small business to start with this fund? Serious question here

Is VWINX a good fund to buy ?

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

I got a 7.5 % hike despite a progression from Senior Grade 1 to Grade 2. Has it been the case with most of the fishes here or is it just me? SSL - EY Private( BTS)

Any recommendations on resources for standard legal agreements such as paid talent, locations, photo releases, etc.?

@ND folks... How's DLF phase 3 for renting a flat? I'll be moving to Gurgaon soon and have no idea which neighbourhoods are ideal for accommodation.

Any recommendations for vegetarian and vegan friendly restaurants to have a nice evening? Thanks 😊

My RL didn’t have a formal mid year pre CRT review with me. He just pinged me and said: I’ll represent you. Utilization = 75% and average snapshots. Am I at risk?

Accenture offering crazy hikes what can be the reason?

Looking to enter provider-side consulting. I used to work in financial services management consulting and went back to school for premed in preparation for medical school. Now I'm looking to get back into the market.

Any tips for employment in the current market?

Hi guys, I am looking for a change after 11 years serving in the current organization. I have total 13 yrs exp. with only 13 LPA as I am in the same organization and didn't switch. With EY in the HR discussion they stated 19.4 LPA fixed, but I requested for 20 LPA fixed (though the difference is not much). The HR stated they may need to take approvals and the call ended. Do you know whether they will come back? How many days usually it takes HR to come back? It's the 3rd day almost.

What's the best chair for working long hours? I ve been getting lower back pain recently and am looking for a good, reliable office chair.

Hello All, needed some advise, I have offer from freshworks of 50 L/A and other offer from 314e startup company with 48L/A but they are giving after 2 years US visa processing they will start, should i consider on the second offer?

Has anyone made a pivot from PA to finance/IB? I’d like to hear your story if you’ll share. Thanks.

Any marketing strategists on here?

Just started Prozac a week ago. Do the side effects diminish? If so, when....any first hand experience?

Anyone currently enrolled or will be enrolled in the online masters cyber degree at Georgia Tech?

Does anyone know how to create tree file list on unix? For example, i have folder 1 and in it there are 2 sub folders (folder2 and folder 3), then in folder 3 there is another sub folder called folder 4. What are the quick steps and commands needed?

I’ve practiced litigation in DC for about 5+ years at a larger plaintiffs’ firm, and am considering a switch to a defense firm. Is there any insight to how many billable hours this would require, and how much time that would actually be? For reference, the firm has a 1900 billable hour requirement and the partner said I would have “no problem” fulfilling that based on the work they have.

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

How can I invest in real estate ? Looking for an additional passive income source

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.