Is MPI really better than 401k/ROTH? Seen bunch of videos of the guy called Curtis Ray advocating MPI than traditional retirement investments. Thoughts?

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

For those of you invested primary in index funds, do you have a combination you'd recommend? I'm 31yrs and currently have about $400k invested in a few stocks, mutual funds and ETFs. I think I want to start shifting everything towards ETFs to keep things simple and just let it build value. Thoughts?

What is the difference in subscription to notified and subscription to approved mutual funds?

Has anyone had success claiming for unemployment benefits while on H1B? For data point, I’m in NY and I received a request for documents showing work authorization and sent back EAD, SSN, copy of H1B stamp and I797. Case is still processing.

Hi fishes, anyone working at Deloitte UK currently? I'll be joining them in a couple of months and had some questions about the benefits they offer. Please DM, thanks!

Recommendations for tax filing in Chicago downtown?

Hi fishes,

I have an offer from Genpact with client Morgan Stanley as lead consultant. How will the work environment be on client location and what benefits am I eligible for?

YOE: 4.8
Package: 20 LPA

My fiancé and I are planning to buy a home right around our wedding (we’d need to close next June). Has anyone heard of special programs we can look into? He’s military so we have VA Financing...

What the firms opinion on holding crypto?

Hey fishes,

Anyone here from Life sciences and healthcare strategy and consulting?
I am working as a domain consultant but looking more into management consulting jobs

YOE- 6+

Kindly help me. Kindly referr.

How likely is this stock market rally to persist? Are any of you buying currently, or just waiting and holding on to cash?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Did anyone make a move from Chicago to Dallas ? Or vice versa. Just need an objective opinion. My friends in either places moved from different places to Chicago, Dallas. But not from one to another. I live in Chicago, contemplating to buy home in Chicago or move to Dallas and buy home and settle

Hi All,

Can a Module Lead with C3 take external interviews?

If yes, what will be the monetary benefits the person will get for that?

Note : Recently I have joined Mindtree.

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

I’m based in Northern California and the last few companies I’ve either worked for or interviewed with don’t carry Kaiser on in their benefits package. If you’re reading this, does your company carry Kaiser? What company do you work for?

How long does it take to get a job , when you actively apply every day for weeks. Or better still how do I do it right?

Anyone know how much assoc brand managers at Spotify make?

I’m looking to transition from an academic medical center to pharma or a biotech. I have about 8 years of clinical research experience overall — 7 years combined as a CRC (CRC I, CRC II, and senior CRC) and 1 year as a PM. I’m also recently ACRP-CP certified.

I’ve worked with many different industry-sponsors and CROs throughout the years, but many jobs I am applying to require experience at a biotech/CRO/pharma company. Would really appreciate any advice or referrals. Thanks in advance!

🌟What's happening Wednesday🌟
What's going on in Charlotte? Let's use this thread to share events, concerts, holiday festivities, and other fun things happening in the city this weekend!

Does anyone or their small business need any writing or social media help? Would love to get some side income in this economy while helping the community.

Does a security + help a PM? I know a couple of people that have a SEC + and are now PM/POs

Going to a new firm and bringing a client or two with deadlines before I leave — can I do the work now but bill the time later at my new firm as long as I don’t double bill at my current firm?

That post-SCM high

Compliments to Walgreens creative team. Love the new pharmacy commercial with a focus on sun damaged skin.

Anyone in tiger working with pepsiCo client?
Please dm me.

Hey guys! What is the standard CTC for a non-qualified in Big 4 currently with 5 years of experience?

KPMG: where is your strongest group, geographically? One of my clients is using you for internal audit assist, and they managed to majorly fuck up multiple areas in the weeks before we filed.

Day 9 - 40 push ups challenge ✅ ( 30 regular, 10 diamond 😤 and 10 extra inverse).

Anyone know the average associate hours billed at Gunderson?

Folks in NYC, which tech and media companies (in the city) do consultants have most success exiting to? Getting to that point where I want to leave and wish to parlay my TMT experience as best I can. Thank you!

So happy to finally be posting with my new title! I’ve been looking to get into a Product department since early 2020. In my case resilience was key in the face of constant, daily rejections. Also I’m in my 40s so don’t lose hope! It’s never too late to pivot your career.

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

How strict are they with HSA reimbursements? It seems people keep all their receipts but I haven’t seen or heard any instances where the irs requested proof.

Can someone clarify under Biden's new proposed capital gains tax, LT capital gains are now income? Meaning if I sold above $1m worth of stock, I'd be taxed at 40% regardless of annual income?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

I have a recurring $30 charge on my credit card that I can’t figure out what it’s related to. The vendor name gives me nothing helpful and going back through emails, I don’t know what it might be - I’m not getting an invoice. It may very well be valid, but at this I just want to stop it and figure out what subscription lapses. How can I do that?

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Will there be any tax implications from Venmo transactions in FY21 given the new fees they introduced earlier this year? Neither I nor any people I have transacted with this past year have noted that anything was for goods/services regardless if that was actually the case so am wondering if there will be any changes as to how things are accounted for or if any new forms are being issued.

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

Accidentally sold all my VOO stocks when I was trying to put in a trailing stop loss. 🥲 Feeling real crap.

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

180k base in CA: Is 1500/month net saving goal too aggressive?

Best robo advisors and why?

Etrade account- Can someone recommended some of the money market funds available with them? I have bit of cash money left which I don’t want to invest in stocks.

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?