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How many likes does it take to unlock the DMs?
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Buy the dip?
After figuring out FI/RE I am less motivated.
Thoughts on XT?
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No one knows at this point. Obviously pointing out also that it does not matter if you are at EY
Rising Star
I think it’s eliminated for all income levels in the current house version.
They’re currently in. I hope it’ll get pulled, but no one knows.
If you want to keep the Backdoor or Mega Backdoor intact, please consider contacting your representative and making your opinion known!
I have a hunch they already know, but certainly can’t hurt. Problem is that a relatively small portion of the population use them
Conversation Starter
If it does, what’s the next best option? Taxable account?
Crypto is a capital asset to the IRS, and now taxed the same as securities
Thank you! Ugh I hope it doesn’t get eliminated. In any case I’m putting in basically my whole paycheck for the rest of the year just in case.
Thanks
I still don't understand the appeal of Roth, won't I be making less and then getting taxed less in retirement?
For me it’s what EY1 said. I’m putting in 19500 pre tax into my 401k and then putting additional funds that would otherwise go into a normal brokerage into Roth (money that I’m fine not seeing until retirement). I’m nowhere near maxing out my limit on the Roth since it’s so high
Glad someone started this thread, I’ve been trying to find sources online that might shed more light on the latest status, but everything looks to be roughly two weeks old at this point. Does anyone know of a good resource that we could go check once they’ve determined whether this provision to eliminate back door roth and mega backdoor stayed in?
There is no new status. It is in the bill from the house but no idea if it will stay there in the Senate.