What to do with a large sum of bonus money coming in in next couple months ? Suggestions

like
Posting as :
works at
You are currently posting as works at

Depends when you need the money

Very short term: HYSA and maybe some stablecoins

Short term: ibonds

Long term: investments like VTI

like

Save it or invest it. Maybe spend some also. No idea what you might want or need the money for

like

Expand your portfolio.

Related Posts

Hi guys, I have got one full time job for 14LPA from 10.5LPA in Coforge for BA role. On the other hand, I have one more offer for Canada and the job is on 2 years contract basis with 80k CAD per annum where I have to sign 2 years agreement as well that I can’t back out once I get the offer. I was interested to go CA but scared in terms of job security, economic slowdown and a big change. Is it worth going to CA on contract basis job declining the full time opportunity in India.

like

Hi Fishes! Can someone tell me what should be the salary expectations for a senior software developer at Microsoft? YOE is 5+

like

what is the pay range for role - manager 1 assurance at pwc sdc kolkata?i have 6.5 yoe and joined at 21lpa + 10% vp, four months back. managers from other big 4 start around 28lpa. does sdc kolkata pay m1 this much only or have they underpaid me? i am considering dropping paper and looking out again.

like

How much bonus does an L6 in tech consulting get ?

like

Hi guys, can someone tell me the pay structure of VP in Citibank, like the fixed component, variable, bonus, stocks etc? What is the normal yearly hike like?

like

How is the work life balance in Citi?

Here is the scenario: Have 2 offers from IT MNCs and 1 from Citi. Citi's offer is the highest. Almost 5 lakhs diff in the fixed component. Although money is important, but I am also seeking a little balance with life. I was previously in ZS Associates and to be frank, life was hell. I am not looking to relive that phase again.
What are the daily actual working hours?
Shall I join Citi or let go it for a lower package offer?

Seeking honest advice here.

likehelpful

Hi, I am going to have interview at wipro for Android Developer for Lucknow location. I have 8 yr of experience and my current ctc is 6 Lac. What salary should i ask them.

like

What are some high paying career paths that an auditor can pursue? Slaved for 3 years and not even 4k, while every single one of my peers in IT are at minimum 5k with good wlb...... accountants dont seem to get paid remotely well here

like

732 applications the last 11 months that doesn’t include since the start of the pandemic looking for work. Out of that only 117 have been viewed that’s 6% viewed! the hiring process is completely broken, human resources, managers, and hiring managers are not capable! The same jobs open for 2 1/2 yrs reposting salaries after interviewing 100 then cutting the salary by up to $50k They say can’t find people but they fire you in 90 days when your working 80 hours a week or people are walking!

like

Hi fishes! I am in final HR discussions with Ericsson. They are offering Job Stage 5 -- 13lpa (not final). Java Spring Boot, YoE 4.5/5.9. CCTC is 7.7lpa and offer in hand is 11lpa. Am I being low balled as per Ericsson's standards?

How do I deal with this?

Hey fishes, last week into my notice period. Help me choose between Nagarro (Staff Consultant), Aristocrat Technologies and Coforge (Lead BA). Nagarro Aristocrat Technologies Coforge Tata Consultancy EY Criteria: Quality of work, Growth prospects Thanks a lot !

like

Can I lie and tell HR that I have an counter-offer of X amount to negotiate the offered amount? Ya uska bhi proof dena padta hai ab?

It would be great if anyone could help me understand the salary components.
Basic, HRA, Statutory Bonus, flexible components of TFP - fixed ?
TVP(total variable pay) - will be given a monthly salary ?

like

AD level salaries in Pharma (NYC or Indy), few rounds in for an in-house position and curious to hear others' experience around comp

My total experience is 6.5 years and my current ctc is 10.6 Lakh and i work in servicenow domain. I have got h1b but stamping is in october. Should I wait until then or is it better to switch. Please provide your valuable suggestions.

like
like

Hi - I have been asked to join as Senior VAT Analyst at Pure Storage. Can someone suggest how much should I ask CTC? And what do you think about the company?

like

Hi sharks,
Is it mandatory to deduct amount in NPS in persistent salary slip, even it's having EPF?

like

Junior associate here, should I ask for more money if my firm is about 10-15 percent less hours but about 30 percent less pay? The gap will never be closed to the top pay scale at my firm but when I decided to come to this firm the pay difference was about 15 percent and not 30. Would appreciate any thoughts on how to go about bringing this up without pissing people off because I love the firm and do not want to leave

like

How much in hand will I get from an offer of 13lpa plus 1.05l from Wells Fargo for Data Management Analyst role in Hyderabad??

How much time does it take to roll out offer letter from Wells Fargo?

like

More Posts

Please bada do yaar😂

Post Photo
likefunny

I manage 2 physician practices and one is extremely toxic. To the point the dr sides with staff even when I am trying to make corrective actions when patient care is in jeopardy. My leadership is aware and knows I am keeping my distance from them. Just doing the necessary work to keep them producing. How do you handle this? It’s been extremely stressful and harmful to my ptsd anxiety and depression.

like

Hi fishes, I got 5+ years of work ex of which 2 years was in domain non IT job. While joining Accenture I was offered level 11 (As SAP functional CONSULTANT) while I believe I should be at level 10. What can I do? Is it that just your IT work ex they consider? Suggest things I could do. Completed 8 months in Accenture now as SAP Functional consultant.

like

Any M or Sm who are looking for a business analyst? I have 8 YOE as a BA.bangalore location.

Looking for a change. Pls DM me. No referrals pls

Looking for data visualization or reporting analytics projects

Is work from office mandatory in CGI?

like

Hi Fishes.. 6 yoe in SAP SD, i got 2 offers one from Wipro14 lpa role tech lead and other from Infosys for 16lpa role consultant.. i feel in Wipro the role is good but package is very less and in Infosys the role less for my experience and package can also be revised.. what can i do.. need your valuable inputs if i can negotiate with anyone of the company or which i can choose.. TIA.

like

I have recently joined Wipro, in my offer letter my location is mentioned as Gurgaon and in PSP page under Project Allocation location is mentioned as Banglore, so what is my base location ?

like

Any good ideas for mouse macros? So far i have ctrl shift L, paste values, and format painter....

This is cursed.

Post Photo
funnylike

Hi All, I joined Coforge 2 weeks ago and was directly assigned Santander project, but yet to get work. I connected with one of RDG member and they told me to wait. Any ideas on how much time it takes to get work here?. I am bored now 😑.Coforge Coforge ltd

like

I am an SAP TM consultant, and I wish to relocate to one of the European countries or US.

Having a hard time finding a job without a work permit. I’d appreciate if you can help me with a referral.

Also, in case you know of any companies which are actively looking for TM consultants, please let me know!

Cheers!

like

Rejections suck even when they’re nice rejections.
“They were extremely impressed with your background and experience, however, we have decided to pursue other candidates.”

like

Anyone know salary range for Product Manager - Associate role in NYC? YOE: 5.5

like

Does anyone really, really love their job? Or do you just do it to pay bills and get to the weekend? I'm curious how many people actually truly love what they do

like

There are many reasons why people in the working world are not direct when speaking. They are one of the following:

* They pretend they are experts
* They are inexperienced
* They are full of themselves
* They don't know what they are looking for
* They love to talk

Even if these people have good intentions, be careful of them. Your time is valuable, and the best thing for you to do is to be direct back at them.

Post Photo
like

How do you deal with clients who act like they know more than you even though they don't?

like

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

like

Hi all.. on-site interviews (virtual) for a PgM role coming up!! … any websites or tips / insight to help me prepare? Many thanks in advance! :-)

like

Can anyone share hands on/ownership experience with a CX-30?

like

Job opening at Qualitest for SAP testers. Share profile for referral.

SAP Engineers (Any of below combinations)

SAP Finance (FI), Accounting & Controlling (CO) - Expertise in SAP Finance and Controlling (FICO) module. Strong in Finance Integration Testing. Strong experience with HP ALM / JIRA, or other test and defect management tools.
SAP Human Capital Management (HCM) - 3-8 Years Should have good knowledge and working experience in SAP HCM Modules of PA, OM, PTM and Payroll strong experience

like

Additional Posts in Personal Investment Chatter

Why is Oracle buying tiktok? seems utterly far stretched away from oracle’s current business model

Post Photo
likesmart

I view fishbowl posts about individuals making 100k to 200k a year, would you mind sharing your experience and resilience on what you do and how you worked hard to get where you are today?

like

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

like

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

like

Is this for real?

Post Photo
like

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

like

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

like

Are you investing today?

like

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

likefunny

How is everyone feeling about the market today? Buy? Sell? Wait?

like

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Is WDC is a value buy?

like

Any good ETFs to invest Roth into?

like

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

like

After figuring out FI/RE I am less motivated.

likefunny

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

like

Leave it to a 2% dip in a day to send people panicking lol

likefunny

Marcus just cut their APY rate to 1.55%, down from 1.7%.

Post Photo
like

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal