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Reserve’s better imo - 3X Chase is better than 3X AMEX. Priority pass restaurants, 10X on Lyft, and travel insurance benefits are very good.
I keep considering platinum because just straight priority pass is garbage at my locations. No lounges open or available except really off hours. A couple bucks restaurant credit doesn’t cut it.
Reserve gives you $300 travel credit in calendar year 1 and $300 in calendar year 2 for only one $550 annual fee so you come out $50 ahead
FYI - I think Chase “fixed” this
Only appealing thing is transit if you spend a good amount commuting, and I guess the clear membership if you don’t have the platinum and would pay it anyway.
3x on dining is good, but not great
3x on all travel too