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Property damage and BI (meds/other damages) are separate. They can accept the PD first.
Typically, PI firms, at least in my state, only collect contingency fees on the BI claims anyway.
Separate. Get the car repaired. Make sure you get copies of how much it cost to repair the car. Sometimes they point out the damage was not that much how dare you ask for so much money or the policy, etc. yea insurance companies are petty.
I mean, when you have people getting less than $1,000 in repairs for a low speed tear end accident but claiming hundreds of thousands in non economic damages... can’t really blame them for a developed skepticism.
Once asked someone to state their max damages over 1m for an accident and they came back with 5m. Case was hardly worth 5k
A1 is correct. Also, the client may not want to wait until the BI portion is settled before getting their vehicle fixed or compensated for their vehicle being totaled—especially if they are being treated.
Get the property damage taken care of ASAP. Slow handling of property damage is the quickest and easiest way to end up with an extremely pissed off client. Don't charge anything for the property damage.