Leaving Accenture for another company. Should I...
(1) Keep 401k money with Accenture?
(2) Roll money over into IRA?
(3) Transfer directly to new employer’s 401k?

Any and all help is appreciated!

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If I could go back and do it again I would have done 1 or 3. I realized too late that doing a mega backdoor Roth IRA becomes much harder if you have a lot in Traditional IRA accounts, rather than 401k accounts.

I’d probably roll it to the new firm if it was a Big 4 just to minimize any possible independence issues.

I rolled mine into IRAs - traditional and Roth. Just easier to have it in one place with more options than an employer 401k offers. Also, the old company was charging maintenance fees.

2, the fees can be much lower. A self managed IRA in SPY and ACWI gives you global coverage and super low fees.

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