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10/23 Thread (BC):
Hi All,
Capgemini :-
26.50 lpa , 24.50 fixed , 2L variable pay.
Location Hyderabad.
ROLE : senior consultant.
Dept : r&d
Joining : 25- Feb-22
PEOPLE TECH :
19 LPA , 18.50 Fixed ,50k variable pay + 1L joining bonus,
Role : senior software developer
Joining :1-Mar-22.
Location : on-site , process will be start once join here , they will send me around Aug-22
Please suggest me, which one i need to be choose for career wise and WLB wise.
Thanks to everyone.
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100% into the s&p 500 and forget about it
Since that is not an option, not sure why you would suggest that PwC1.
Pro
100% Trump coin
Pro
Sarcasm obv
Hard to say with no expense info. SC1s suggestion is solid. I personally would use SP 500 and the blackrock MSCI ACWI ex US index, maybe 75/25 split. I don’t know what target date funds you have but if they are inexpensive like vanguard for example, they or not a bad choice.
I would stand by my suggestion based on that. If you use the target date funds, just look at what it holds and use a far out date to hold the least bonds.
80% in the BlackRock S&P 500 and the rest ima pimco bond fund.
Investment is very personal. As for me, I am building a $3M portfolio with SP500 in about 15 years.
Looks for the funds with the lowest expense ratios and the broadest diversification.
Most funds don’t beat the indexes they track, so you just pay someone a big chunk of your salary to do worse than an index.
You probably want to be 90% stocks 10% bonds. Those stocks should be large, mid, small cap, and international.