My salary is $180,000 (and ~15,000 bonus). I max out my tax deferred 401k every year. Can I contribute to either a Roth or roth(401k) after already maxing out the tax deferred account? 35 years old.

I excited to a 🦄 earlier this year. Not sure if I was lowballed on salary or not. Interested to hear other people’s comp at comparable companies. I’m a Growth Manager. Please dm!

My manager micro manages everything I do, and I’m losing my mind. Wanted to see how any of you have handled a manager like this, and get some advice on how to tell them to literally stop.

MBB folks, I’m a Product Manager (non-tech company) and interested in working at MBB.

Which level/role does MBB can offer me ?

Hi guys! I am looking to get work permit from a Canadian employer in the VFX Production Coordinator role. Does any one has any referrals or suggestions how to go about it?

Not sure if there’s a better bowl for this question but if you get a drastically different haircut than shown in your ID and passport does it make traveling internationally a major hassle? Shaved head verse normal length style for context

Thoughts on calendar being double booked? What are the etiquettes to be followed. Often people double book and it feels like “ my meeting is more important that whatever you have booked time for in yours”. If both meetings are same urgency/importance - what’s the best approach ? What are the expectations of leadership - to throw everything away and jump on to calls based on seniority ?

How much is the max salary band for Specialist designation?

Hi All,

Eagerly Looking for job switch as I am working in incident Management and ITIL profile and I have SQL/Linux knowledge as well. If any openings please let me know...

PwC or Strategy&.
What are the differences? Which has the better workplace culture, more interesting projects, etc.? Is one considered an advisory verses consulting practice?

Is firm travel back up to pre covid levels?

Tampa 🐟,

Moving to Tampa soon. Wife will be working in the safety harbor area. Any recommendations for apartments in the safety harbor area?

Looking for a 2br, ideally less than 1,600. Safety and cleanliness are the most important.

When you walk in Friday morning to a dumpster fire of a file (that you’ve never worked on before) sitting on your desk, with no note or email to go with it. It’s as if I’m supposed to magically divine what to do with it. 🤦🏼‍♀️

Monday Wordle 331 5/6

⬛⬛⬛⬛🟩
⬛⬛⬛⬛🟩
⬛🟨⬛⬛🟩
⬛⬛🟩⬛🟩
🟩🟩🟩🟩🟩

Any Bain recruiters in here?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Anyone a CFP as a side hustle?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Are we on recession? My portfolio is super down - low cost ETF investor here

Any disadvantages to buying VTI (manually) vs. VTSAX (automatically)? Apart from convenience/removing emotional decisions. Fidelity charge $75 to buy any amount of VTSAX. Seems insane fee when you can just buy VTI for free. Am I missing something here?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

the more I want something, the harder it is to achieve. anyone has this feeling also?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

I think everyone on this forum would be really fun to work with compared to the corporate zombies I often interact with. Have you identified other FIRE peers at work? If so, how did you find out and what did you think of them?