How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

I teach 4th and 5th grade.
I am not out to my students and families.
I am a very loved and "popular" teacher at school for my ability to build relationships and engage.

I am worried that coming out or rather being outed may affect my ability to build relationships because parents who have issues will inevitably relay certain messages to their children.


Coming out in an elementary setting is different from a middle or high school setting I feel. Anyone else?

People who have cheated in their previous relationships, how did you come to realize the reason behind your behavior? A close friend confided in me that she has cheated in all her previous relationships and struggles to understand the reasoning behind it. She feels a lot of shame and is trying to understand why she does what she does.I have suggested therapy but she is not ready yet. How did you folks arrive at the root cause behind your behavior? Advice? Book suggestions that I can pass along?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

It's an exhausting time to be working in this industry, to say the least. How do you prevent taking your work home with you?

Does anyone know who the 401k benefits manager is at VMLY&R NY?

Anybody willing to help a broke kid out with some mock interview prep?

How practical is living as a single parent in Europe (scotland/Norway)?

First boyfriend i’ve had during the holidays and he’s away at home. I’m so bored 🙁😞

Hi Fishes, I joined FIS global Pune recently. What are benefits of National pension scheme - employer contribution at FIS ? Any idea?

Also where we can use meal card?


FIS

Help!! My bestfriend is doing two months abroad and was trying to fly into turkey when they told her she couldn't because her passport expired within three months.

She went to the US Embassay in Athens knowing she had a month left of traveling, and gave her an emergency passport and punched holes in her exsisting one. Now no country will let her in with her emergency passport.

Can her mom get her a passport in the US and ship it to her? Is there anyway around this?

Thank you!!

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Creative folks with kids (especially young ones): how do you avoid feeling as though you're failing everyone? Pls include whether you're a man or woman.

Looking for a husband 🤣

A relative is raising a teenage son with her ex-husband. They have joint physical custody. The ex-husband has re-married. When the son is in his care, he often leaves the son at home in California with his (new) wife when he travels for work (which is often). The relative wants her ex-husband to leave their son in her care when he travels out of town but the ex-husband disagrees. The relative wants to know her chances of prevailing if she were to appear in court on this issue. Thoughts? Thanks!

How are you all voting on the fair tax amendment? I am voting no because I do not want to continue giving our government money until they fix the pension situation too. But curious to hear your thoughts.

Is Argyle, TX good place to buy home and raise family?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

I am an unmarried working man in his 30s with a southern mother. In other words I'm flying home for Christmas and my mother just called to tell me that she just happened to accidentally run into the sweetest girl from her church that she just knows I'll get along with and accidentally invited her to our house for dinner the night that I get home. Deadass the woman will not rest until I am tied down. Pray for me!

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

I just had to send my husband away in an ambulance. I’m not allowed to go with him or even go to the hospital. I don’t know what to do. I can’t even be there for my husband.

How much time do we have to accept an offer from EY GDS? Is there any chance of cancelling the current offer provided by EY GDS if we delay in accepting the offer on time?

What's live in Nashville for new year's eve? My friends are flying in and I want to take them somewhere fun. Clubs, bars, parties, shows we're up for anything

Is BRK-B a buy right now?

Anybody know if and how much I can contribute to my Roth IRA to reduce my 2020 tax liability? I’m trying to pay less taxes but Jesus this pandemic has been great for my law firm and salary.

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

I haven’t watched drag race before but I’m curious to learn more. Do you all have a favorite season or a season you recommend I start with?

Hi, all. I'd love some advice from professional 🐠. I found out my date, who I've dated for 1.5 years with, is addicted to seeking new guys and random hookups on gay apps, almost 24/7. He said that love and sex are different for him. Can I expect him to stop the addiction and love me monogamously?

Hi everyone... Does anyone have referrals for Oracle apps DBA in UK/EU region? Please help.

Berger Singerman? Culture, salary, bonus, work, hours, partnership prospects? Any insight appreciated. Thx!

What should i go for TCS 9.5Lpa or Rategain 11.5 lpa

Will the demand for salesforce developer increase in next one year ?

Hey can we Directly go to the office without reserving a seat?
Please let me know. Thanks.

Is a person bound to fail an interview if he is not prepared?
For this fear only,I am not applying to companies

Hi! I’m a Finance Manager whose looking to move to Austin, TX soon. What should I expect as a salary range with that same position?

What's the most you've ever paid for a single drink?

What is your title and how much vacation do you get?

How many years do I need to be at Deloitte to be eligible for GSAP?

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

FIRE - What is your total net worth so far? What's your profile?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.