My sister, who is an idiot generally, has a NW of $500k, no income/no work (57yo), and plans to buy a $60k waterfront lot as an investment in Honduras. She is probably going to do this no matter how much I tell her not to, so any advice on either what could change her mind or what to be on the lookout for when buying property in Honduras? She is adamant it will "triple In value" in 5-10 years.
I've already covered political risk, capital gains owed in Honduras & USA, knowledge of clear title.

Best credit card for someone who goes out to bars and restaurants a lot and enjoys travel???

What is the most difficult part of buying a home for the first time?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Is stimulus check based on gross or net 2019 income?

Is there ever going to be a comeback of the main coins (BTC/ETH/LTC) or are the golden days done?

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

What is your savings goal by age? Eg at 25, 30 35 and 40! Thanks

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

Anyone ever take a taxable withdraw out their 401k? What was your reason for doing so? Knowing what you know now, would you have still done it?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Got an offer from a startup for 19.5LPA.
Its base is 15L, and I'll be getting 124800 in-hand.

I have 3.5 yoe in typescript/react/NEXTjs fullstack. Out of which only 10 months are on a full time role, rest of time was freelancing.
I am also an open source contributor for some NEXTjs related tooling.

Is this a good offer?

Looking for honest opinions: would you trust career advice from someone who doesn’t necessarily have a background in career coaching but has always been “that friend” that everyone calls for career advice, resumes, salary negotiations etc?
I have a long background in management and have been very successful in climbing the ladder but I would love to start career coaching on the side. Any feedback is helpful!

Is it too late to get a tech job now if I graduate next semester in may? applied for many software engineer roles in nyc but haven’t heard back

H1b fish who were terminated by your former employers, did your employers offer flight ticket back to your home country?
My firm gave me $700 which is not enough to book a one way ticket in current Covid condition. I was wondering how i can negotiate higher amount. Any advice is much appreciated! Thanks!

When are we supposed to receive the official GSAP acceptance email?

Hello all,

I have got an offer from vmware but I have heard that vmware layoff employees a lot. Can anyone please put some light on the layoff situation in vmware. I am really confused

Thanks

For those who are actively dating, how’s it going?

Does anyone work for Children’s medical center of Dallas on this form ? I know we recently had a “employee appreciation” bonus last month before Thanksgiving but not sure if that counts as one whole holiday bonus including Christmas , or it it’s safe to expect another in mid December ? What seems to be the latter in the past ? Any thoughts are appreciated !

I could be your next husband. Slide in my DMs to find out.

Which consulting company has the highest level access to WWBD in pharma?

What makes something like figma better than Sketch / inDesign? I’ve just come across the tool and looking to understand from people who have used it before

Edit: InVision

Hi all,

Please help in referring to infosys Chandigarh...
Yoe - 8.4
Domain - Network infra, cloud consultant, Infrastructure project management, project management

Thanks

If I didn’t have to take the MPRE previously but looking to waive into DC, when do I need to take the MPRE? Prior to applying or can I apply and submit my score following submission of my application to get the background investigation going?

Hi,
What could happen if we do not work in the current organisation after putting down the papers?
Though the LWD is yet to be received from the Manager.
Thanks

I have got an offer from Cerner. Is it safe to join Cerner now after Oracle’s acquisition?

Hansen Technologies : £72k
NTT Data: £80k
Tech M:£75 k(with sponsorship covered of worth £10k for 3 years)
Role: solution architect Teleco domain.

Any suggestions?

Got a job offer for Singapore 7500 SGD per month for 7 years experienced Automation engineer.
Current CTC: 16Lpa
Martial status: Single
Is it a good offer to fly to Singapore from Hyderabad?

Has anyone dealt with submitting domestic adoption costs for reimbursement? Do we just email them our receipts as the expense has occurred. Is there forms to fill out as well? I just started the process and made my first payment and want to know how to submit.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Anyone take the WI Real Estate state exam? Any tips on what to study?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.