My wife is military so my family's health insurance is free. I am starting a job that is with a private company but the company covers all premiums. It is legal for me to use my new company's health insurance with plans to never use it but just use the HSA?

like
Posting as :
works at
You are currently posting as works at

Alternatively, could you negotiate additional comp if they don't have to pay for your insurance?

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Did that negotiation work for you? I tried, and it was a hard "no".

Yes

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If you are covered under spouses plan and it is not HSA qualified, no you can’t contribute to HSA

No. You can not contribute to an HSA if you are enrolled in another source of coverage. You could enroll in their PPO but you can’t contribute to HSA. Against IRS rules.

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Has anyone joined
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Accenture IndiaAccenture

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Hi Sharks,

Need a suggestion : 
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