Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

Would you marry someone if they had a lot of loans on their head?

Hi Fishes, I'm in a huge dilemma now. Im currently working with TCS and my CCTC is 10.29 LPA and I hold 2 offers, one with with Bank of America for 17.5 LPA Fixed and with CTS for 19 LPA.
My last date is Dec-30 and I received a call today from TCS HR for retaining me for 16 LPA max.
Earlier,before the call I had Bank of america in mind ahead of CTS for its work culture ,hike %, job security and other benefits. But here in TCS also I have very good role, job security and comfort.Please suggest!!

Does PwC provides joining bonus

How long after you quit before your company removes your access to your FSA card?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Can anyone explain to me how the price of btc/crypto is set? Is there a formula the prices follow, like all the btc that’s been mined, divided by the number of people who own them or whatever sets the price. Like what is the driving force that makes dogecoin $1 (or whatever it is now) and btc jump from $30k to $60k then back to $30k. When I go on Coinbase and I go to buy btc for $30k, who is the authority that says 1btc=$30k USD?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

FIS is giving retention bonus to particular employees. Fortunately I'm selected. They are giving 1.5 lakh and requested me to stay for next one year 😂

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

Has your company issued a statement regarding the overturning of Roe v. Wade? Kroll announced today that it would provide benefits for medical treatments sought outside of an employee’s home state.

Deloitte 🐟: what’s the expected compensation for a SM in Seattle area? 10 YOE, Tech Consulting. Currently making $190K+ bonus.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

My job just announced mental health benefits to help end the stigma: 25 therapy sessions for employee+family a year at no cost. 🍾🍾🍾

How is the appraisal and bonus percentage in CH? Min to Max percentage

I am so conflicted and not sure what to do. A company I wanted to work for was not ready for hire when I first reached out in Sept. Since then I have accepted a job at a outpatient oncology clinic, starting in Jan at a renowned hosp. Having said that the other company does more of what I was hoping to do when I left my previous job. The company is a vessel for new ideas in healthcare helping their community specifically with seed funding, & launching their own programs. I have no idea what to do

Hi all,

I am currently serving Notice Period and will relieve in First week of May. Will I be getting any Bonus for this Financial Year (Which is evaluated from July-June, and will be credited in August) thru Prorata Basis?
If yes, when can I expect?

When is the final settlement like Leave balance encashment and Last month salary credit be expected?

Hi,

My joining date in fidelity would be around mid of December 2022.

Will I be eligible for the Annual bonus which will be paid out in Oct-Dec 2023?

Any leads would be appreciated!

Taking some golf lessons, got a women’s starter set I got to make sure I liked golf first. Instructor mentioned that the driver is like swinging a wet noodle for me lol and I should look into a men’s or one with stiffer flex. I have no idea what to look for. Are the people at Dicks Sporting Goods knowledgeable or worth driving the 40 min to PGA store?

Does a C/S/TS/SCI clearance denial screw you over for public trust?

So, you’ve reached the stage of your career where you care more about cashing a fat paycheck than making “creative ads”. You’d rather have the resources and free time to fulfill your creative itch outside of work than try to sell the next big idea to an 28 year old marketing manager with an annual budget of 150k. How do you make the absolute most money as a copywriter while still working a 9-5? Asking for... a... friend?

Can anyone refer me for SDE1 Atlassian. Thanks in advance!!

Please give some reactions to this post to help me enable my DM.

Our goal is to add advisors since we are in a growth mode across the US in twelve offices. We’re offering culture, significant payouts, succession planning, and more. RSVP to Connie.

staying in tonight. Favorite movie tv show related to advertising that is NOT madmen

Hello Fishes!
Any idea how long does it take to get a German visa appointment for EU Blue card and dependents? I am based in Chennai and have been trying since 2 weeks, no luck.
Do slots really open up at certain timings? Also, am in the waitlist pool for Chennai location, would I be able to add myself to waitlist pool for Hyderabad location as well?
Am supposed to join work by Aug 30th. Please help!

Can some refer me in cogni...
Data Analyst.
YOE 1.5

Can anyone explain the hiring process within citi bank Ireland?
I have cleared the 1st stage and have the 2nd round scheduled this week.
What is the hiring process usually ?
I have a offer in hand frm JPM and on notice for next 2 weeks. Expected to join in March.
If i inform citi HR of this will they speed up the process if they look to make an offer ?
Would be possible to work from India until the workvisa is processed ?

Anything else I might need to consider before taking this up pls share.

Hello All,
can someone help me referral at citi pune, I have job ID with me.
YOE - 6

What are the most boring jobs out there?

Hi Fishes,

Greetings for the day.

I am jobless from the past 7 months due to the recission. Need help. I am having 13 Years of experience into Internal audit, Internal Controls, SOX Compliance, Financial Risk, Risk Assessment, Risk Management, IT and Operational Risk Management. Kindly do refer me in case of any openings in your organization. I am open for Delhi NCR, Gurgaon, Pune and Bangalore location.

I’m moving up to NYC in a few weeks for a job. Not sure where I should look to stay as a temp situation? Any ideas on affordable sublets in Manhattan or Brooklyn? I don’t want to go through a broker.

Big layoffs at Booz Allen Dubai and Abu Dhabi Cyber teams.

Cut from a project, covid19 impact. If you need experience, pm, diverse industry, technical and business.

For those of you who made your first million in net worth, what did you do next?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Are we on recession? My portfolio is super down - low cost ETF investor here

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

I was once at a dinner with a second year analyst, consultant, and partner, and the analyst said he planned on retiring by 30 and the partner and consultant laughed. Little did they know, the analyst owned his own home and rented all the rooms out so he payed no rent, never ate out, only grocery shopped, and very very rarely bought anything new. He saved most of his income, and was perfectly content with just his video games. That man was serious about not being stuck working forever.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Vtsax vs fxaix?