Needed a new roof and hired a carpenter. He stops by my office to pick up paperwork and asks me about my retirement plans. I find out he has about a million in his 401k.

Stocks only go up.
Apple calls, Microsoft calls and alibaba calls are peaking my interest now....

Do you think someone who owns 200 ETH is financially independent?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi all I’m a certified Project manager and Scrum Master with 8+ years of healthcare experience and 3 plus years in Tech as a product manager with some 5 years in service designing. I really need a well compensating remote evening/ night shift position pls can anyone help or refer me? Thank you!

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

HYSA anyone recommends?

Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

Any REIT ETFs that people like?

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

I am retiring this year and deciding if I should keep district insurance. It’s $781/mo.! Anyone drop theirs and go with a different company? Mine is Anthem/BCBS

Hello,
Does Cognizant provide reimbursement for WFH setup?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Other than a Tesla, what make and model has the best acceleration per dollar?

What percentage do you contribute to your 401k vs. Roth 401k? And what's your salary?

I figure there should be some point where you earn too much and it's not worth contributing to your Roth 401k

What are your thoughts on lending money to family when asked? (Cont)

Fitbit vs. Google Fit for tracking workout and health stats. Why?

Working as a Manual Tester. Anyone can tell me how much time required to learn Automation Testing.???
So I can face the interviews. 😜

Hi All,
Can anyone refer me for business analyst job opening at Natwest?

Thanks in advance.

Hi 🐠,

I have recently joined Infosys and they have put me in a project where I will be the only guy working in the team and the team lead is at the onsite location. Are such projects good? Because I haven’t worked like this anywhere before.

TIA :)

Any recommendations for where to buy silk sheets? Or a brand?

How much hike can one expect on promotion from D1 to D2 in Capgemini being in Financial Services business unit?

URGENT
Hi everyone! My brother recently moved to Pune and is looking for a place to stay. Actually he needs a place to stay for just 1 month. And no PG is providing him a room for 1 month. If anyone knows any such PG or guest house or anything that allows 1 month stay please let me know.
I'll be very thankful to you.

Bonjour à tous

What’s is your favorite fast food chain and why? There is so many I don’t know which one to choose. Thank you.

Hey Folks, Can any one suggest a good name for this bowl

Can anyone please let me know the highest package for F grade in Operations Recon?

Hi all, what are the process or steps of onboarding after successfully uploading all the required documents on tydy ?

Hi experts and kind-hearted professionals please like my post to enable the DM options to chat

Today's grammar lesson:. it is "furthermore', not "further". Carry on.

@guys, is it weird if a girl you don’t know DMs you and says she came across your profile on Hinge/thinks you’re cute? Is that creepy?

Context: I swiped right on a guy but he hasn’t matched with me so not sure if he X me out or just hasn’t checked the app (it’s been 2 days)

Hi Folks,

Any idea on the virtusa Citi Bank project, I have been offered for the managerial position and looking out for some real time experience from the guys who are already into the project

Has anyone left a wire house to go completely hourly fee based, and run your own financial consulting business? Is this a stupid idea or is it feasible?

Hey fish: what are some of your favorite business/self-help books?

Really curious, what percentage of your clientele is friends/family?

I’m taking the CFP exam Nov 8th. All tips/tricks welcomed !!

Thank you so much.

What’s a topic you know a surprising amount about?

I do not prospect. I open accounts while slamming a revolving door.

Anyone have experience doing pro bono advisory for charities? Is there a good placement agency for this?

I have a new prospect. Small business owner that wants to start a 401k for himself and his employees. Who would be the top 2-3 organizations I contact, and what questions should I ask the providers?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Long drive tomorrow. Does anyone know of any on demand CFP continue education courses out there? I’d love to knock out 15 hrs of CE on this drive, if able. 🤦‍♂️🔫🤢

CFP thinking of taking a few month career break to search for a new position. Need a recharge and to reevaluate, not to mention time to search. Would this be a mistake? Thanks

What are some signs of burn out? This is my first professional job and i’m not sure what the signs are.

Do y’all carry cash? Like i know carrying cash is a good thing to do by how much average do y’all have on your person at a time?

For advice/fee based platforms: SEI Private Trust or Envestnet as your preferred?

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

How many hours in one day puts you over the edge of not being able to be productive anymore?

My office now looks like a spaceship. Had 2 monitors on my desk, both 22 inch. And I had my 42 inch flatscreen on the wall. Today, i went out and bought a 23 inch widescreen.

Has anyone partnered with SOFA, society of financial awareness a non profit. Gets advisors in the door at companies for purely education.?

Received offers from PNC and UBS. Same position. Same benefits. Purely seeking opinions on the companies. Previous experience at EJ. Left to get away from outside sales nature and isolation.

My Week in Emoji: ⏰☎️🧹🚽☕️📥🧾💤 Hbu?