Noticed that the bottom of the shower has some discoloration in the grout and dried grout on the marble wall. We are listing the house soon. Should I focus on fixing this or just have the buyer deal with it? I’ve seen houses sell with grout issues, so my thought is to leave but wanted to get thoughts. I got a quote to fix it for $1000.

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

The worse the news get the higher the stock market goes... it’ll reach all times highs when we’re all unemployed and Jeff Bezos and a few of his buddies are the only one trading

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Folks who trade more than a couple of times a day, do you have to have your crypto in the exchange during the non-trading times ? I am debating if it’s safe to keep in the exchange or is there a better way perhaps moving from cold storage to exchange every time ? I know the transaction fee is a killer . Thoughts ?

My firm doesn’t match my 401k — still worth opting in?

Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

Anyone have any tips or ideas on how to collect money owed from a client? In a few months it’ll be two years since the debt was incurred. We send monthly reminders of the bill. It’s a significant amount (well to us) and the client is now starting to open up and telling everyone about the situation that we helped to resolve.

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Anyone have a good (and not exorbitantly expensive) accountant? My taxes have gotten more complicated than TurboTax and I can handle this year

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

To fellow Agency Producers. how often are you doing print producing, as well as video production? My agency doesn’t have a print producer in house, and I am finding myself doing that job + the normal video production of campaigns we continually do. I feel over worked and underpaid. Any advice or thoughts?

Hi Fishes,

I have got offers from SAPIENS and NETCRACKER for the Position of Java developer. Both are giving almost same CTC of 26 LPA.
Kindly help me with your suggestions for the organization to join in terms of better opportunities and growth.

Tech Stack: Java, Springboot, Hibernate, SQL
YOE: 5 years

IP associate search in NYC — A+ firm looking for jr/midlevel with chemistry or biochem background. DM me.

Is joining cisco with 26 base 3 lk bonus and 3.5 joining bonus with 6yoe in Cisco webex good?

Hi Guys,
Recently selected as SRE in Cisco for security business group (umbrella team) need to know how's the work life balance in SBG.

Does spotify have QA lead roles ?

Can someone give me a range for salary for auditor with 2 years experience transferring to FDD associate? In HCOL (New York/ SF). I have been requested to give a figure and don’t want to go too low. Thank you!

Can someone tell me how is the Crossover program at Fractal? I have an offer from them for a Data Engineering role and I am supposed to attend a 6 weeks training at the start. Can anyone connect here with me? I have multiple doubts.

#Fractal

Are there any particular companies that are known for allowing consultants to go on international projects (jr staff level)? At PwC I feel like it’s basically impossible.

Hi, what is the minimum years of experience required for level 7 in Accenture? Genuine answers please.

Where can I go about finding freelance work?

What does it mean when your application goes from under consideration to application submitted with No HR screening.

Guys wht wrong with GDS now.....

Remember the home grown manger get a tour to UK (as ifs our headquarters)

And all new senior get a 3day retreat in star hotels.

And now we don't even get anything including the goodies/Vouchers for Diwali.

Any insights???

Quick temperature check: litigators, are you all underwater this month? This has been my busiest end of year season in actual years. I am getting slammed with expedited court deadlines from judges every, single, day. Clerks, what’s going on?! Send help.

Any advice on massage chairs? I mean legit full body experience, not the iJoy type junk. Really want one, but hard to pull the trigger online & don't know where to go to try them out.

I recently went from having an incredibly open and intimate long-term relationship with a person I was certain I was going to marry… to now getting asked “what’s your favorite color” on a first date. Godddd I hate dating sometimes

Hi everyone. What is the typical interview process like for tech Bizops roles? Are the case interviews similar to the ones we do in the consulting industry with the scenario based on the company we’re interviewing for? Thanks in advance.

Hello people. Need a suggestion and plz provide your honest inputs. I'm with EY GDS currently (3 YOE) with a package of 10LPA (before hike). Role is of Tax senior. I'm exploring roles in WELLS FARGO/JP as I am looking into profiles in investment banking. Have done masters in banking & finance, & have retail banking experience of 4.5 years. Overall 8+ YOE from scrap.
Just want to understand the salary structure and role in wells/jp if possible. What can I expect with the jump at most? Plz help.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Any Property Management recs in Seattle area? :(

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor