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Found this hilarious!!!

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दीपावली की हार्दिक शुभकामनाएं। 🌸 🪔
Hi Fishes, need 11 likes. Please help.
Can I get 11 likes please...
25 minutes to another Monday. Fk this shit.
PwC India Hi Fishes, I have been offered pacakge of 9 LPA From PWC india but my fixed pay is 5.83 LPA (48,600/month). The amount approx 3.16 LPA is under National pension scheme and Reimbursable Flexible Benefits. Can someone please help me with clarifying this component. Is there any way this component can be added to my monthly salary if . Thanks in advance. PwC India PwC
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I would suggest buying your own home instead of buying with your brother. There will be big differences between your wife and your brother's wife.
Why dont you buy two houses... one each... I have taken a 3bhk home along with brother and there are a lot of issues that come up.. better you have your own and he have his own...
It gets very difficult post marriage.. I am experiencing the same
Wow
Are you both buying the house with equal contribution ?? Then it's good investment as you both can get tax exemption it's better rather than paying tax and rent.
If you want to own a house then it's always better to do it as early as possible before you get married or get any other responsibilities on your shoulder. Earlier you invest in real-estate younger you would be when you go debt free in near future on the loan side.
Also, don't think that property prices won't go up in 3 years by the time you save 55+ Lacs for down payment.
Best approach in my point of view is to take a loan from bank as much as possible for the property and keep the tenure longer. And as you save money every month, put it in loan account as a part payment. This way you can close the loan account faster by paying less interest. If you can put 1.5 Lac every month as part payment in your loan account then I think that would shorten the loan tenure drastically by the end of each year.
You just got to think about everything aspects.
get two houses, bro. See the future when you have wife and kids it would be very crowded in the house.
Also I think you can pul off the EMI if you plan to live here only and work for next 20 years.
Babu bhaiyya ye sab moh maya hai.
Apna apna dekho..
One question . Your combined earning with brother is 45 LPA approx and you said your combining leftover is 15 LPA in hand . What you both do with remaining 30 LPA a year ? Both of you spend 1 lakh each per month in what stuffs when neither of you married !
Pro
Noo, My brother is married and we have Car EMI to pay, and we both recently (6 months) did a switch and got this hike so no much saving
Question no1: would you be staying in India only? What's your place of settlement.
Question no2: after getting married, your parents, you, your bother and yours wife's going to stay at the same place ?
Question no3: if one wants move out what's the plan of adjustment or repayment?
Question no4: why do you think you need own house ?
Pro
If you buying then buy nicely , but 2cr+ apartment 4bhk, anyways with 3 also u will pay emi for life and with 4 also, live live with pain, more pain.
Add your current age + 20 years = Final age. Do you want to live like that, paying EMI till the final age.
Also, If you do a job, there are risks. For 20 years it's more. Take EMI for that long, only when you know you will get the exact same amount or more in the future. In your case, YOU BOTH.
And people in the comments seem to be more interested in how and why you live together. Just ignore them, you never asked if you should live together.
It's your personal choice, completely up to you. And since it's your relationship, no one else is going to understand it, they will just give their opinion based on their own family culture and bond.